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  5. Cutoff Rd

1605 Cutoff Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 1605 Cutoff Rd, Murfreesboro, TN 37129

Property Summary

Property TypeSingle Family Home
Details3.25 ba · 1,723 sqft · built 2005
Lot Size0.606 acres (26,400 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Feb 2019)
Tax Bill$1,578 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN025J-B-034.00-000

Property Details

APN / Parcel Number

Primary APN025J-B-034.00-000
Alternative APNs
  • 025J B 03400
  • R0011599

Interior

Full Baths3.25 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,723 sqft Living Area
1st Floor Area1,523 sqft
Upper Floors Area200 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2014
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area26,400 sqft (0.606 acres)
Lot Dimensions330 ft deep x 80 ft wide
Garage TypeAttached
Garage Area300 sqft
DrivewayDriveway
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberR0011599
Street Address1605 CUTOFF RD
CityMURFREESBORO
StateTN
Zip37129-8942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80X330 IRR
Legal SubdivisionWILSON RIDGE
Legal Lot Number34
JurisdictionRUTHERFORD TN
Township / Civil Division2
Census Block Group2
Census Block2011
Census Tract40501

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1605 CUTOFF RD, MURFREESBORO, TN 37129-8942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Feb 19, 2019Warranty Deed, Transfer · VA Mortgage
LEGACY HOME LOANS LLC
Mar 2, 2018Warranty Deed, Transfer
PREMIER LAND TITLE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2019 · Amount on Record
Deed SaleFeb 19, 2019 · Amount on Record
Prior SaleMar 2, 2018 · Amount on Record
Deed Document Number20191602
Deed Book / Page1748 / 3386
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address1605 CUTOFF RD, MURFREESBORO, TN 37129-8942
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19841736
DateOct 29, 2020
Book Page1984/1736
Instrument2314713
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term343 Months
DueMay 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address1605 CUTOFF RD, MURFREESBORO, TN 37129-8942
Document NumberRB18613010
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 CUTOFF RD MURFREESBORO TN 371298942, MURFREESBORO, TN 37129-8942

Mortgage

Document NumberRB18613010
DateJan 28, 2020
Book Page001861/003010
Instrument2254207
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateFeb 19, 2019
Property Address1605 CUTOFF RD, MURFREESBORO, TN 37129-8942
Document NumberRB17483386
Book / Page001748 / 003386
Instrument DateFeb 15, 2019
Instrument2191602
Transaction TypeTransfer
Record UpdatedMar 6, 2019
Title CompanyADVANCE TITLE/MURFREESBORO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 CUTOFF RD MURFREESBORO TN 371298942, MURFREESBORO, TN 37129-8942

Mortgage

Document NumberRB17483388
DateFeb 19, 2019
Book Page001748/003388
Instrument2191603
Lender
NameLEGACY HOME LOANS LLC
TypeBank
AddressNASHVILLE, TN 37215
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateMar 2, 2018
Property Address1605 CUTOFF RD, MURFREESBORO, TN 37129-8942
Document NumberRB16532879
Book / Page001653 / 002879
Instrument DateMar 2, 2018
Instrument2133539
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanyPREMIER LAND TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$924.63
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 CUTOFF RD MURFREESBORO TN 371298942, MURFREESBORO, TN 37129-8942

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,625 (+27.93%) Land $35,000 Building $72,625$430,500 (+27.93%) Land $140,000 Building $290,500
2025$1,578.00$84,125 (-) Land $13,750 Building $70,375
2023$1,578.00$84,125 Land $13,750 Building $70,375$336,500 (-) Land $55,000 Building $281,500
2022$336,500 Land $55,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2013–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED U.D. OF RUTHERFORD CO
serves 221,871 people · EPA ID TN0000791
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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