Pinellas County property record for 1605 Cumberland Ct E, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 1989 |
| Lot Size | 0.28 acres (12,175 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $217,000 (Apr 2014) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-6738-8 |
| Primary APN | C62-000-741-6738-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,615 sqft |
| 1st Floor Area | 1,755 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,175 sqft (0.28 acres) |
| Lot Dimensions | 129 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R127920 |
|---|---|
| Street Address | 1605 CUMBERLAND CT E |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-4860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ALLENS RIDGE - UNIT 4 LOT 228 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | ALLENS RIDGE - UNIT 4 |
| Legal Tract | 508 |
| Legal Lot Number | 228 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 27207 |
1605 Cumberland Ct E is owned by a company that bought it in April 2014 and is owner-occupied.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1605 CUMBERLAND CT E, PALM HARBOR, FL 34683-4860 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2014 · Amount on File |
| Deed Sale | Apr 2, 2014 · Amount on File |
| Prior Sale | Jun 20, 2008 · Amount on File |
| Deed Document Number | 201491430 |
| Deed Book / Page | 18357 / 439 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0173662584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1605 CUMBERLAND CT E, PALM HARBOR, FL 34683-4860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1605 CUMBERLAND CT E, PALM HARBOR, FL 34683-4860 |
| Document Number | 0212460121 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 21246/121 |
| Instrument | 2020335885 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 1605 Cumberland Ct E was $3,993 with a homeowner's exemption, up 5.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+5.86%) Homeowner's exemption | $253,457 | $497,458 Land $134,621 Building $362,837 |
| 2024 | $3,772.00 (+1.67%) | ||
| 2023 | $3,710.00 (+3.03%) Homeowner's exemption | $239,140 (+3%) | $473,521 (+27.79%) Land $199,694 Building $273,827 |
| 2022 | $3,601.00 Homeowner's exemption | $232,175 | $370,540 Land $164,377 Building $206,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1605 Cumberland Ct E in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 13 (1982–2015) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1605 Cumberland Ct E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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