1605 Cobbler Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1605 Cobbler Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1988
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Jul 2017)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Aug 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`33-26-19-0010-00000-0870`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0010-00000-0870`
Alternative APNs	`1926330010000000870` `0841703`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,472 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1605 COBBLER DR
City	LUTZ
State	FL
Zip	33559-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 87 OR 5894 PG 1261 & OR 8077 PG 991 OR 9585 PG 0478
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Tract	10
Legal Lot Number	87
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3002
Census Tract	32014

Owner

1605 Cobbler Dr is held in a trust since July 2017.

Source: Pasco County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 443, LUTZ, FL 33548-0443
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2017 · Amount on File
Deed Sale	Jul 1, 2017 · Amount on File
Prior Sale	Jan 28, 1998 · Amount on File
Deed Book / Page	9585 / 478
Last Transfer Date	Jul 6, 2017
Transfer Doc	0095850478
Record Updated	Jun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Aug 4, 2017
Property Address	1605 COBBLER DR, LUTZ, FL 33559-3314
Document Number	0095850478
Book / Page	009585 / 000478
Instrument Date	Jul 6, 2017
Instrument	123710
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 443 LUTZ FL 335480443, LUTZ, FL 33548-0443

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Cobbler Dr was $4,787, up 4.3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,838 (-1.04%) Land $62,505 Building $223,333	$285,838 (-1.04%) Land $62,505 Building $223,333
2025	$4,787.00 (+4.29%)	$288,835 Land $62,505 Building $226,330	$288,835 Land $62,505 Building $226,330
2024	$4,590.00 (+6.42%)
2023	$4,313.00 (+23.23%)	$288,232 (+21.65%) Land $45,147 Building $243,085	$288,232 (+21.65%) Land $45,147 Building $243,085
2022	$3,500.00	$236,928 Land $37,689 Building $199,239	$236,928 Land $37,689 Building $199,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Cobbler Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	63.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Cobbler Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20