1605 Cereal Ave, Hamilton, OH 45013 Property Records

Butler County property record for 1605 Cereal Ave, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,834 sqft · built 1929
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`P6411-111-000-021`

Property Details

APN / Parcel Number

Primary APN	`P6411-111-000-021`
Alternative APNs	`0001300` `359524` `362632`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	998 sqft
Basement Area	898 sqft
Finished Basement	800 sqft
Unfinished Basement	98 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	158 ft deep x 44 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	158 sqft
Patio Area	246 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1605 CEREAL AVE
City	HAMILTON
State	OH
Zip	45013-2684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16669 ENT & PT VAC WEBSTER AVE
Legal Subdivision	HAMILTON 01 WARD
Legal Lot Number	16669
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3005
Census Tract	1002

Owner

1605 Cereal Ave is owned and occupied by two individuals who acquired it in February 2025.

Source: Butler County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1605 CEREAL AVE, HAMILTON, OH 45013-2684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025
Deed Sale	Feb 10, 2025
Prior Sale	Jan 26, 2000 · Amount on File
Deed Document Number	20254108
Deed Book / Page	10182 / 1548
Prior Transfer Date	Jan 27, 2025
Prior Transfer Doc	0000004108
Record Updated	Sep 20, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTLER OH
Property Address	1605 CEREAL AVE, HAMILTON, OH 45013-2684
Document Number	0000005580
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1605 CEREAL AVE HAMILTON OH 450132684, HAMILTON, OH 45013-2684

Mortgage

Document Number	0000005580
Date	Feb 20, 2019
Book Page	009258/001276
Instrument	5580

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Cereal Ave was $2,081, down 12.3% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (-12.31%)	$48,800 Land $4,720 Building $44,080	$139,440 Land $13,490 Building $125,950
2024	$2,373.00 (+15.81%)
2023	$2,049.00 (+10.7%)	$48,800 (+32.03%) Land $4,720 Building $44,080	$139,440 Land $13,490 Building $125,950
2022	$1,851.00	$36,960 Land $4,720 Building $32,240
2020			$105,610 Land $13,490 Building $92,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Cereal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Cereal Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20