1605 Cascade Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 1605 Cascade Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,346 sqft · built 2004
Lot Size	0.21 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Oct 2026)
Tax Bill	$8,073 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-408-016`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-408-016`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Roof Material	Shingle
Lot Area	9,000 sqft (0.21 acres)
Lot Dimensions	75 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1605 CASCADE RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 922 IN CATON RIDGE WEST SUB UNIT 3, BEING A SUB OF THAT PRT OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST
Legal Lot Number	922
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2015
Census Tract	880432

Owner

Source: Will County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342 E GATE DR, 39, HARTFORD, WI 53027-8331
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage ONE REPUBLIC INC
Jan 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	202662398
Prior Transfer Date	Jun 17, 2013
Prior Transfer Doc	0000069939
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 7, 2026
Property Address	1605 CASCADE RIDGE DR, PLAINFIELD, IL 60586-2671
Document Number	0000062398
Instrument Date	Apr 27, 2026
Instrument	202662398
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000062399,
Date	Oct 7, 2026
Instrument	202662399

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 7, 2021
Property Address	1605 CASCADE RIDGE DR, PLAINFIELD, IL 60586-2671
Document Number	0000062635
Map Reference	DOC R2003-287934
Instrument Date	Mar 29, 2021
Instrument	R2021062635
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 CASCADE RIDGE DR, PLAINFIELD, IL 60586-2671

Mortgage

Document Number	0000062636
Date	Jun 7, 2021
Instrument	R2021062636

Lender

Name	ONE REPUBLIC INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1605 CASCADE RIDGE DR, PLAINFIELD, IL 60586-2671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001610
Date	Jan 6, 2017
Instrument	R2017001610

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2043

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1605 CASCADE RIDGE DR, PLAINFIELD, IL 60586-2671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014429
Date	Feb 21, 2020
Instrument	R2020014429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,073.00 (+16.76%)	$125,742 (+8.45%) Land $23,039 Building $102,703	$377,226 (+8.45%) Land $69,117 Building $308,109
2024		$115,945 (+23.28%) Land $21,244 Building $94,701	$347,835 (+23.28%) Land $63,732 Building $284,103
2022	$6,914.00 Homeowner's exemption	$94,052 Land $17,233 Building $76,819	$282,156 Land $51,699 Building $230,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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