1605 Cambridge Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1605 Cambridge Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,684 sqft · built 2018
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Aug 2023)
Tax Bill	$4,853 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-90244575`

Property Details

APN / Parcel Number

Primary APN	`01-904-90244575`
Alternative APN	`90490244575`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,684 sqft Total Area
Basement Area	566 sqft
Finished Basement	566 sqft

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Mixed
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	52 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	90490244575
Street Address	1605 CAMBRIDGE RD
City	EDGEWATER
State	MD
Zip	21037-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 497, 498 & 499 1605 CAMBRIDGE RD WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Lot Number	497
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1014
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1605 CAMBRIDGE RD, EDGEWATER, MD 21037-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed, Transfer · Conventional Mortgage NMSI INC
Jun 13, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	0003989539
Deed Book / Page	39895 / 39
Record Updated	Jun 7, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 30, 2023
Property Address	1605 CAMBRIDGE RD, EDGEWATER, MD 21037-1733
Document Number	0398950039
Book / Page	39895 / 39
Map Reference	MB 8 FO 8
Instrument Date	Jun 18, 2023
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	EVEREST TITLE GROUP LLC, EVEREST SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1605 CAMBRIDGE RD, EDGEWATER, MD 21037-1733

Mortgage

Document Number	0003989545
Date	Aug 30, 2023
Instrument	39895/45

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 13, 2018
Property Address	1605 CAMBRIDGE RD, EDGEWATER, MD 21037-1733
Document Number	0321990189
Book / Page	32199 / 189
Map Reference	MB8 FO8
Instrument Date	Jun 8, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 CAMBRIDGE RD, EDGEWATER, MD 21037-1733

Mortgage

Document Number	0032199193
Date	Jun 13, 2018
Instrument	32199/193

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,853.00	$444,500 Land $174,500 Building $270,000	$444,500 Land $174,500 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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