Hunt County property record for 1605 Caddo St, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,038 sqft · built 1934 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,019 (2024) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4380-0240-0032-31 |
| Primary APN | 4380-0240-0032-31 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 1,134 sqft |
| 1st Floor Area | 1,038 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 96 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1605 CADDO ST |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4380 ORIG TOWN OF COMMERCE BLK 24 LOT 3B ACRES .132 |
| Legal Subdivision | ORIG TOWN OF COMMERCE |
| Legal Block | 24 |
| Legal Lot Number | 3B |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960600 |
Source: Hunt County records · APN 4380-0240-0032-31
Assessment roll updated September 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1605 CADDO ST, COMMERCE, TX 75428-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 22, 2017 | Quit Claim Deed, Mortgage GUARANTY BK |
| May 09, 2017 | Warranty Deed, Transfer KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2017 |
| Deed Sale | May 09, 2017 |
| Prior Sale | Apr 21, 2010 |
| Deed Document Number | 20176070 |
| Prior Transfer Date | Apr 19, 2010 |
| Prior Transfer Doc | 0000004338 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Oct 25, 2023 |
| Property Address | 1605 CADDO ST, COMMERCE, TX 75428-2543 |
| Document Number | 0000020898 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023-20898 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1605 CADDO ST, COMMERCE, TX 75428-2543 |
| Document Number | 0000020899 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023-20899 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Sep 22, 2017 |
| Property Address | 1605 CADDO ST, COMMERCE, TX 75428-2543 |
| Document Number | 0000013223 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 13223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5408 WESCOTT LN DALLAS TX 752875414, DALLAS, TX 75287-5414 |
| Document Number | 13224 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 13224 |
| Name | GUARANTY BK |
|---|---|
| Type | Federal Savings Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 21, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | May 09, 2017 |
| Property Address | 1605 CADDO ST, COMMERCE, TX 75428-2543 |
| Document Number | 0000006070 |
| Instrument Date | May 08, 2017 |
| Instrument | 6070 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5408 WESCOTT LN DALLAS TX 752875414, DALLAS, TX 75287-5414 |
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,130 (+31.28%) Land $19,260 Building $92,870 | $112,130 (+31.28%) Land $19,260 Building $92,870 | |
| 2024 | $3,019.00 (+44.87%) | ||
| 2023 | $85,410 (+14%) Land $19,260 Building $66,150 | $85,410 (+14%) Land $19,260 Building $66,150 | |
| 2022 | $2,084.00 | $74,920 Land $13,400 Building $61,520 | $74,920 Land $13,400 Building $61,520 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Telephone Cooperative Fixed Wireless | 500 / 60 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 299 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COMMERCE serves 9,266 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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