1605 Bilbao Dr, Laredo, TX 78046 Property Records

Webb County property record for 1605 Bilbao Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,266 sqft · built 2020
Lot Size	0.111 acres (4,843 sqft)
Owner	Individual Name on Record
Last Sale	$164,100 (Dec 2020)
Tax Bill	$969 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`966-12013-570`

Property Details

APN / Parcel Number

Primary APN	`966-12013-570`
Alternative APN	`598268`

Interior

Stories	1 Story
Building Area	1,266 sqft Living Area
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,843 sqft (0.111 acres)
Porch	Open Porch
Porch Area	230 sqft
Storage Building	140 sqft

Location & Zoning

Street Address	1605 BILBAO DR
City	LAREDO
State	TX
Zip	78046-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HEIGHTS, BLOCK 13, LOT 57, UNIT V
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	13
Legal Lot Number	57
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1605 BILBAO DR, LAREDO, TX 78046-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Dec 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Dec 15, 2020
Deed Document Number	20201413248
Deed Book / Page	4920 / 696
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	004920/696
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 15, 2020
Property Address	1605 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004920/696
Book / Page	4920 / 696
Map Reference	VOL 36 PG 56&57
Instrument Date	Dec 11, 2020
Instrument	1413248
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4610 RETAMA DR, 4610, LAREDO, TX 78041-3621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0001413249
Date	Dec 15, 2020
Instrument	1413249

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 15, 2020
Property Address	1605 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004920/690
Book / Page	4920 / 690
Map Reference	VOL 36 PG 56&57
Instrument Date	Dec 11, 2020
Instrument	1413247
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 RIDDLE, LAREDO, TX 78046-8892

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,089 (-0.27%) Land $44,556 Building $146,533	$191,089 (-0.27%) Land $44,556 Building $146,533
2025	$969.00 (+2.54%) Homeowner's exemption	$191,613 (+5.82%) Land $44,556 Building $147,057	$191,613 (+5.82%) Land $44,556 Building $147,057
2024	$945.00 (-9.48%)
2023		$181,074 Land $42,086 Building $138,988	$181,074 Land $42,086 Building $138,988
2022	$1,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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