1605 Bennett St, Raleigh, NC 27604 Property Records

Wake County property record for 1605 Bennett St, Raleigh, NC 27604

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,214 sqft · built 1986
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Sep 2019)
Tax Bill	$5,130 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1714.14-34-2376 0138953`

Property Details

APN / Parcel Number

Primary APN	`1714.14-34-2376 0138953`
Alternative APNs	`013895301` `0138953`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,214 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,068 sqft (0.3 acres)
Garage Area	336 sqft
Porch	Porch
Porch Area	105 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0138953
Old Parcel Number	013895301
Street Address	1605 BENNETT ST
City	RALEIGH
State	NC
Zip	27604-2379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LO22 BENNETT WOODS BM2005-01021
Legal Township	01
Legal Subdivision	BENNETT WOODS
Legal Lot Number	22
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2010
Census Tract	50500

Owner

1605 Bennett St is owned and occupied by an individual who bought it in September 2019.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	1605 BENNETT ST, RALEIGH, NC 27604-2379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Sep 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 18, 2019	Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 6677

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Feb 18, 2019 · Amount on File
Deed Document Number	0175702093
Deed Book / Page	17570 / 2093
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1605 BENNETT ST, RALEIGH, NC 27604-2379
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018978/547
Date	Apr 1, 2022
Book Page	18978/547

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 10, 2019
Property Address	1605 BENNETT ST, RALEIGH, NC 27604-2379
Document Number	175702093
Book / Page	017570 / 002093
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$998.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 BENNETT ST RALEIGH NC 276042379, RALEIGH, NC 27604-2379

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 18, 2019
Property Address	1605 BENNETT ST, RALEIGH, NC 27604-2379
Document Number	173620838
Book / Page	017362 / 000838
Instrument Date	Feb 15, 2019
Transaction Type	Construction Loan
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 CARDINAL DR RALEIGH NC 276042210, RALEIGH, NC 27604-2210
Investor	Possibly a Property Investor

Mortgage

Document Number	173620840
Date	Feb 18, 2019
Book Page	017362/000840

Lender

Name	LOAN FUNDER LLC SERIES 6677
Address	65 MADISON AVE # 19, NEW YORK, NY 10016

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 17, 2020

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,130.00	$468,889 Land $135,000 Building $333,889	$468,889 Land $135,000 Building $333,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 Bennett St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 Bennett St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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