1605 Bear Creek Rd, Modesto, CA 95355 Property Records

Stanislaus County property record for 1605 Bear Creek Rd, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,665 sqft · built 1988
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2016)
Tax Bill$4,482 (2026)
Deeds & MortgagesJun 2021 Mortgage
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN077-024-003-000

Property Details

APN / Parcel Number

Primary APN077-024-003-000
Alternative APNs
  • 0772403000
  • 0772403

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,665 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Construction TypeWood
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1605 BEAR CREEK RD
CityMODESTO
StateCA
Zip95355-9391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST LAKE ESTATES BLK 11120 LOT 11
Legal SubdivisionEAST LAKE ESTATES
Legal Block11120
Legal Lot Number11
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1003
Census Tract911

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1605 BEAR CREEK RD, MODESTO, CA 95355-9391
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 18, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2016 · Amount on Record
Deed SaleAug 11, 2016 · Amount on Record
Prior SaleNov 30, 2010 · Amount on Record
Deed Document Number201661324
Last Transfer DateMar 3, 2026
Transfer Doc0000014963
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1605 BEAR CREEK RD, MODESTO, CA 95355-9391
Transaction TypeMortgage
Record UpdatedMar 26, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 BEAR CREEK RD, MODESTO, CA 95355-9391

Mortgage

Document Number0000062974
DateJun 30, 2021
Instrument2021-0062974
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateMar 18, 2026
Property Address1605 BEAR CREEK RD, MODESTO, CA 95355-9391
Document Number0000014963
Map ReferenceVOL 30 PG 92
Instrument DateMar 3, 2026
Instrument2026-0014963
Transaction TypeTransfer
Record UpdatedMar 26, 2026
Title CompanyFIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1605 BEAR CREEK RD, MODESTO, CA 95355-9391

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1605 BEAR CREEK RD, MODESTO, CA 95355-9391

Mortgage

Document Number0000014964
DateMar 18, 2026
Instrument2026-0014964
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,482.00 (-26.94%)$414,321 (+2%) Land $130,214 Building $284,107
2025$6,135.00 (+2.76%)$406,198 (+4.04%) Land $127,661 Building $278,537
2023$5,970.00 (+2.98%) Homeowner's exemption$390,426 Land $122,704 Building $267,722
2022$5,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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