1605 Albany St, Durham, NC 27705 Property Records

Durham County property record for 1605 Albany St, Durham, NC 27705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,539 sqft · built 1965
Lot Size0.44 acres (19,166 sqft)
Owner2 Company Names on File
Last Sale$685,000 (Jan 2025)
Tax Bill$6,404 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0822-16-0988

Property Details

APN / Parcel Number

Primary APN0822-16-0988
Alternative APNs
  • 0822-16-09-8842
  • 082209160978
  • 119530

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,539 sqft Heated Area
1st Floor Area1,743 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions194 ft deep x 100 ft wide
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address1605 ALBANY ST
CityDURHAM
StateNC
Zip27705-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionPROP-HILL J S/LT#13 PL:000032-000025
Legal SubdivisionPROPERTY OF JS HILL SUBDIVISION
Legal Lot Number13
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group1
Census Block1019
Census Tract401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Watts-Hillandale Historic District
listed 2001 · 450 contributing resources · NRIS 01000427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address6742 S EVANSTON AVE, TULSA, OK 74136-4509
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 29, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2025 · Amount on File
Deed SaleJan 6, 2025 · Amount on File
Prior SaleOct 29, 2021 · Amount on File
Deed Document Number2025120390
Deed Book / Page10235 / 970
Prior Transfer DateOct 5, 2012
Prior Transfer Doc0070900462
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address1605 ALBANY ST, DURHAM, NC 27705-3130
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096140104
DateFeb 14, 2022
Book Page9614/104
Instrument2022006361
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueNov 1, 2051

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateOct 29, 2021
Property Address1605 ALBANY ST, DURHAM, NC 27705-3130
Document Number0095120998
Book / Page9512 / 998
Map ReferenceMB 32 PG 25
Instrument DateOct 26, 2021
Instrument2021055476
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyLM TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 ALBANY ST, DURHAM, NC 27705-3130

Mortgage

Document Number2021055477
DateOct 29, 2021
Instrument2021055477
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$630,135 (-) Land $378,000 Building $252,135$630,135 (-) Land $378,000 Building $252,135
2025$6,404.00 (+2.53%)$630,135 (+36.94%) Land $378,000 Building $252,135$630,135 (+36.94%) Land $378,000 Building $252,135
2024$6,246.00 (+3.63%)
2023$6,027.00 (+2.34%)$460,139 Land $129,780 Building $330,359$460,139 Land $129,780 Building $330,359
2022$5,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1986–2024)
Claims Outside the SFHA5 of 12
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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