San Luis Obispo County property record for 1605 6th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1987 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $253,000 (Jul 2000) |
| Tax Bill | $6,807 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-431-033 |
| Primary APN | 038-431-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1605 6TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | EL MORO BL 100 LTS 1 & 2 |
| Legal Subdivision | EL MORO |
| Legal Block | 100 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10701 |
1605 6th St is owned by a company that acquired it in July 2023 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Intrafamily Transfer, Transfer |
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 29, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2000 · Amount on File |
| Deed Sale | Jul 27, 2000 · Amount on File |
| Deed Document Number | 200042225 |
| Last Transfer Date | Jul 31, 2023 |
| Transfer Doc | 0000022863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 4, 2023 |
| Property Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Document Number | 0000022863 |
| Map Reference | MB A PG 80 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023022863 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Document Number | 0000053210 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021053210 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 27, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030351 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019030351 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SOLIDIFI TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000034830 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 2019034830 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000032093 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020032093 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1605 6TH ST, LOS OSOS, CA 93402-2105 |
| Document Number | 0000002949 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021002949 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1605 6th St was $6,807 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $387,295 (+2%) Land $130,634 Building $256,661 | |
| 2025 | $6,807.00 Homeowner's exemption | $379,702 Land $128,073 Building $251,629 |
| 2023 | $6,460.00 (-3.29%) Homeowner's exemption | $364,959 Land $123,100 Building $241,859 |
| 2022 | $6,680.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1605 6th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1605 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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