Elko County property record for 1605 4th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1973 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Jul 2024) |
| Tax Bill | $907 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-521-001 |
| Primary APN | 001-521-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 1605 4TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | ADOBE ADDITION FILE 75572,LOCATED IN,MDB&M |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 15 |
| Legal Subdivision | ADOBE ADDITION |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950900 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1605 4TH ST, ELKO, NV 89801-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 31, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 2024838981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1605 4TH ST, ELKO, NV 89801-2837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000769628 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 769628 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2045 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 31, 2018 |
| Property Address | 1605 4TH ST, ELKO, NV 89801-2837 |
| Document Number | 0000741390 |
| Map Reference | DOC75572 |
| Instrument Date | May 25, 2018 |
| Instrument | 741390 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | RELIANT TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 SUMAC DR, 501, SPRING CREEK, NV 89815-7215 |
| Name | Verified Name |
|---|---|
| Address | 1605 4TH ST, ELKO, NV 89801-2837 |
| Document Number | 0000741391 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 741391 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $907.00 (+3.07%) | $32,131 (-0.09%) Land $15,050 Building $17,081 | $91,803 (-0.09%) Land $43,000 Building $48,803 |
| 2025 | $880.00 (+7.19%) | $32,160 (+41.72%) Land $15,050 Building $17,110 | $91,886 (+41.72%) Land $43,000 Building $48,886 |
| 2023 | $821.00 (+7.88%) | $22,693 (+9.39%) Land $7,000 Building $15,693 | $64,837 (+9.39%) Land $20,000 Building $44,837 |
| 2022 | $761.00 | $20,745 Land $7,000 Building $13,745 | $59,271 Land $20,000 Building $39,271 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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