1605 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 1605 3rd St, Cheney, WA 99004 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,757 sqft Living Area
Lot Size8,100 sqft (0.186 acres)
OccupancyOwner Occupied
Last Sale$309,500 (2021)
Tax Bill$3,373.00 (2026)

Property Details

APN / Parcel Number

Primary APN13124.3915

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Units2 Units
Building Area1,757 sqft Living Area
1st Floor893 sqft 1st Floor
Stories1 Stories
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2021
Architectural StyleDuplex Single Style
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,100 sqft (0.186 acres)
Depth X Width100 ft x 81 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address1605 3RD ST
CityCHENEY
StateWA
Zip99004-1911
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionCHENEY-CALLAWAYS ADD TO CALLAWAYS ADD SWLY 1 OF LT4 & ALL LT5 & NE1/2VAC ST SWLY OF & ADJ SD LT BLK 23
Legal Range41E
Legal Township23N
Legal Section12
Legal SubdivisionCHENEY-CALLAWAYS ADD
Legal Block23
Legal Lot Number4,5
JurisdictionSPOKANE WA
Minor Civil DivisionCHENEY-MEDICAL LAKE
Census Blockgroup3
Census Block3007
Census Tract14001

Owner

Source: Spokane County records · APN 13124.3915

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1605 3RD ST, CHENEY, WA 99004-1911
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Feb 10, 2021Warranty Deed, Transfer · Stand Alone Second Mortgage
MICHAEL ROSSEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Prior SaleFeb 10, 2021 · Amount on Record
Deed Doc Number20217152662
Prior Transfer DateSep 14, 1998
Prior Transfer Doc0004278410
Record RefreshedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 22, 2021
Property Address1605 3RD ST, CHENEY, WA 99004-1911
Document Number0007152662
Map ReferenceVOL A PG 48
Instrument DateNov 18, 2021
Instrument7152662
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCW TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,957.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2213 SUNRISE DR, CHENEY, WA 99004-5076

Mortgage

Document Number0007152663
DateNov 22, 2021
Instrument7152663
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateFeb 10, 2021
Property Address1605 3RD ST, CHENEY, WA 99004-1911
Document Number0007033036
Map ReferenceVOL A PG 48
Instrument DateFeb 09, 2021
Instrument7033036
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,365.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007033037
DateFeb 10, 2021
Instrument7033037
Lender
NameMICHAEL ROSSEY
TypePrivate Party
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,373.00 (+1.35%)$308,200 (+8.64%) Land $80,000 Building $228,200$308,200 (+8.64%) Land $80,000 Building $228,200
2025$3,328.00 (+39.89%)
2024$283,700 (+41.99%) Land $75,000 Building $208,700$283,700 (+41.99%) Land $75,000 Building $208,700
2023$2,379.00 (+7.31%)$199,800 Land $40,000 Building $159,800$199,800 Land $40,000 Building $159,800
2022$2,217.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 36% of Washington
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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