1605 26th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1605 26th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,900 (May 2026)
Tax Bill	$6,062 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-432-0105`

Property Details

APN / Parcel Number

Primary APN	`85-432-0105`
Alternative APNs	`85-00432-0105` `43215`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Account Number	43215
Street Address	1605 26TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT TWO
Legal Block	1
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 6, 2022	Warranty Deed, Transfer QUDARY TITLE, QUARRY TITLE
Jun 13, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	2026997335
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	0000793691
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 7, 2026
Property Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543
Document Number	0000997335
Instrument Date	May 1, 2026
Instrument	2026.997335
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$153,284.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543

Mortgage

Document Number	0000997335,
Date	May 7, 2026
Instrument	2026.997335

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 6, 2022
Property Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543
Document Number	0000944991
Instrument Date	Jun 15, 2022
Instrument	944991
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,438.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 13, 2017
Property Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543
Document Number	0000840085
Instrument Date	May 31, 2017
Instrument	840085
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1605 26TH ST SE, SAINT CLOUD, MN 56304-8543

Mortgage

Document Number	0000840086
Date	Jun 13, 2017
Instrument	840086

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,400 (-) Land $70,000 Building $351,400	$421,400 (-) Land $70,000 Building $351,400
2025	$6,062.00 (+20.28%)	$421,400 (-) Land $70,000 Building $351,400	$421,400 (-) Land $70,000 Building $351,400
2023	$5,040.00	$421,400 Land $65,000 Building $356,400
2021			$421,400 Land $65,000 Building $356,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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