1605 1st St E, Polson, MT 59860 Property Records

Lake County property record for 1605 1st St E, Polson, MT 59860 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,520 sqft · built 1971
Lot Size0.317 acres (13,809 sqft)
OwnerIndividual Name on File
Last Sale$196,800 (Aug 2021)
Tax Bill$185 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR154520

Property Details

APN / Parcel Number

Primary APNR154520
Alternative APNs
  • 15-3228-09-4-20-02-0000
  • 0000003305

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,520 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,809 sqft (0.317 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000003305
Street Address1605 1ST ST E
CityPOLSON
StateMT
Zip59860-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJENSEN ADD NO 2, S09, T22 N, R20 W, LOT 1 - 3, ACRES 0.317, S 92.4'
Legal Range20W
Legal Township22N
Legal Section09
Legal SubdivisionJENSEN ADD NO 2
Legal Lot Number1-3
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group3
Census Block3054
Census Tract940305

Owner

Source: Lake County records · APN R154520

Assessment roll updated September 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1605 1ST ST E, POLSON, MT 59860-4004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Aug 05, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2021 · Amount on Record
Deed SaleAug 05, 2021 · Amount on Record
Deed Document Number2021590868
Prior Transfer DateMay 18, 2021
Prior Transfer Doc590868
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Recording DateMay 19, 2026
Property Address1605 1ST ST E, POLSON, MT 59860-4004
Document Number0000638721
Instrument DateMay 14, 2026
Instrument2026638721
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 1ST ST E, POLSON, MT 59860-4004

Mortgage

Document Number0000638721,
DateMay 19, 2026
Instrument2026638721
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE MT
Recording DateAug 05, 2021
Property Address1605 1ST ST E, POLSON, MT 59860-4004
Document Number590868
Instrument DateMay 18, 2021
Instrument590868
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 1ST ST E, POLSON, MT 59860-4004

Mortgage

Document Number590869
DateAug 05, 2021
Instrument590869
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
MunicipalityPolson City
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$185.00 Disabled Person's exemption Veteran's exemption$349,000 (+34.54%)$349,000 (+34.54%) Land $78,500 Building $270,500
2023$185.00$259,400$259,400 Land $42,610 Building $216,790
2022$185.00 Disabled Person's exemption Veteran's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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