16049 Trace Dr, Loxley, AL 36551 Property Records

Baldwin County property record for 16049 Trace Dr, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 2015
Lot Size	0.172 acres (7,509 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jan 2022)
Tax Bill	$911 (2026)
Deeds & Mortgages	Apr 2023 Transfer Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-06-23-0-000-015.007`

Property Details

APN / Parcel Number

Primary APN	`42-06-23-0-000-015.007`
Alternative APNs	`283925` `318656` `392067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,548 sqft Heated Area
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,509 sqft (0.172 acres)
Lot Dimensions	182 ft deep x 41.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	392067
Street Address	16049 TRACE DR
City	LOXLEY
State	AL
Zip	36551-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41.1' X 182.7' IRR LOT 4 WOODLAND TRACE SUB SLIDE 2290-C & CORRECTED SLIDE 2300-F IN THE CITY OF LOXLEY SEC 23-T5S-R3E (WD)
Legal Subdivision	WOODLAND TRACE
Legal Lot Number	4
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16049 TRACE DR, LOXLEY, AL 36551-6432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Correction Deed
Jan 6, 2022	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Document Number	20221969434
Record Updated	Oct 29, 2026

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 19, 2023
Property Address	16049 TRACE DR, LOXLEY, AL 36551-6432
Document Number	0002058647
Map Reference	SL 2300-F
Instrument Date	Apr 10, 2023
Instrument	2058647
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 6, 2022
Property Address	16049 TRACE DR, LOXLEY, AL 36551-6432
Document Number	0001969434
Map Reference	SL 2300-F
Instrument Date	Jan 5, 2022
Instrument	1969434
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9679 VOLTERRA AVE, DAPHNE, AL 36526-6717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16049 TRACE DR, LOXLEY, AL 36551-6432
Investor	Possibly a Property Investor

Mortgage

Document Number	0001969435
Date	Jan 6, 2022
Instrument	1969435

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0001969436
Date	Jan 6, 2022
Instrument	1969436

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$911.00 (+4.35%) Homeowner's exemption
2025	$873.00 (-50.98%)	$24,820 (-48.46%) Land $3,720 Building $21,100	$248,000 (+2.99%) Land $37,100 Building $210,900
2023	$1,781.00 (+158.49%) Homeowner's exemption	$48,160 (+142.74%)	$240,800 (+21.49%) Land $34,900 Building $205,900
2022	$689.00 (+19.2%) Homeowner's exemption	$19,840	$198,200 Land $33,700 Building $164,500
2021	$578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOXLEY serves 10,104 people · EPA ID AL0000048
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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