16049 Masonic, Fraser, MI 48026 Property Records

Macomb County property record for 16049 Masonic, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,879 sqft · built 1940
Lot Size	0.478 acres (20,822 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Feb 2017)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-14-06-256-021`

Property Details

APN / Parcel Number

Primary APN	`03-14-06-256-021`
Alternative APN	`1406256021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	20,822 sqft (0.478 acres)
Lot Dimensions	160 ft deep x 130 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16049 MASONIC
City	FRASER
State	MI
Zip	48026-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SPLIT/COMBINED ON 11/22/2016 FROM 14-06-256-002, 14-06-256-003, 14-06-256-004; EYSTER'S FRASER GARDENS SUBDIVISION (L7, P7); PART OF LOTS 2 & 3 DESC AS: BEG AT SW COR LOT 2; TH N0122'00"E 160.00 FT; TH S8813'30"E 130.00 FT; TH S01*22'00"W 160.00 FT
Legal Subdivision	EYSTERS FRASER GARDENS SUBDIVISION
Legal Lot Number	2-3
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	1
Census Block	1010
Census Tract	254200

Owner

16049 Masonic is owned and occupied by two individuals who bought it in February 2017.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16049 MASONIC, FRASER, MI 48026-3621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Feb 27, 2017	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Deed Document Number	20177023806
Deed Book / Page	24574 / 316
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	0000020000
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16049 MASONIC, FRASER, MI 48026-3621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063587
Date	Jun 2, 2020
Book Page	26742/231
Instrument	2063587

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MANITOU BEACH, MI 49253

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 27, 2017
Property Address	16049 MASONIC, FRASER, MI 48026-3621
Document Number	0000023806
Book / Page	24574 / 316
Map Reference	LB 7 PG 7
Instrument Date	Jan 30, 2017
Instrument	7023806
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,840.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16049 MASONIC, 16049, FRASER, MI 48026-3621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16049 MASONIC, FRASER, MI 48026-3621

Tax Assessment & Valuation

The 2025 property tax bill for 16049 Masonic was $4,081 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,300 (+1.14%)	$300,600 (+1.14%)
2025	$4,081.00 Homeowner's exemption	$148,600	$297,200
2023		$126,200	$252,400
2022	$3,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16049 Masonic in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16049 Masonic is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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