16045 Lottie Ln, Wright City, MO 63390 Property Records

Warren County property record for 16045 Lottie Ln, Wright City, MO 63390

Property Summary

Property Type	Rural Home
Details	4 ba · 2,268 sqft · built 2019
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on Record
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-07.0-0-00-003.005.000`

Property Details

APN / Parcel Number

Primary APN	`04-07.0-0-00-003.005.000`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,268 sqft Living Area
Basement Area	2,244 sqft
Finished Basement	816 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	322,344 sqft (7.4 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	464 sqft
Patio Area	336 sqft
Lean-To	500 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	16045 LOTTIE LN
City	WRIGHT CITY
State	MO
Zip	63390-2229
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 7 TWP 47 N R 1 W PT SW 1/4 NW 1/4
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	1
Census Block	1014
Census Tract	820108

Owner

Source: Warren County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN BANK
May 30, 2018	Warranty Deed, Transfer
Mar 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Prior Sale	Mar 8, 2017
Deed Document Number	201803086
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204823
Date	Jul 7, 2022
Instrument	202204823

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103043
Date	Apr 13, 2021
Instrument	202103043

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102959
Date	Apr 9, 2021
Instrument	202102959

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008572
Date	Nov 9, 2020
Instrument	202008572

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907734
Date	Dec 9, 2019
Instrument	201907734

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	May 30, 2018
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Document Number	201803086
Instrument Date	May 29, 2018
Instrument	201803086
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HICKORY TRAILS DR, WRIGHT CITY, MO 63390-3266

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Mar 8, 2017
Property Address	16045 LOTTIE LN, WRIGHT CITY, MO 63390-2229
Document Number	201701429
Instrument Date	Mar 3, 2017
Instrument	201701429
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 PINEHURST CLUB CT, 1218, O FALLON, MO 63366-5963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 OWLS PERCH DR, LAKE SAINT LOUIS, MO 63367-1855

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,419.00	$70,407 (+13%) Land $9,048 Building $61,359	$370,560 (+13%) Land $47,620 Building $322,940
2024	$4,419.00 (+15.29%)	$62,307 (-) Land $8,007 Building $54,300
2023	$3,833.00 (+18.34%)	$62,307 (+18.39%) Land $8,007 Building $54,300	$327,932 (+18.39%) Land $42,142 Building $285,790
2022	$3,239.00	$52,630 Land $7,414 Building $45,216
2021			$277,000 Land $39,020 Building $237,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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