Jackson County property record for 16045 Lorraine Cir, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 744 sqft · built 2010 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,413 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 795.15-00-0235.00 |
| Primary APN | 795.15-00-0235.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 744 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 96,703 sqft (2.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 018723 |
|---|---|
| Street Address | 16045 LORRAINE CIR |
| City | BILOXI |
| State | MS |
| Zip | 39532-5615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INT E/M ST MARTIN RD & N/M RACE TRACT RD N 2467.56' E 302.02' TO POB S 83 DEG E 239' N 368.89' TO BAYOU N 88 DEG W ALG |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 16 |
| Legal Subdivision | ST MARTIN |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40302 |
Source: Jackson County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 7799, DIBERVILLE, MS 39540-7721 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 |
| Deed Sale | Jan 2, 2020 |
| Deed Document Number | 0001961573 |
| Record Updated | Jun 8, 2026 |
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,413.00 (+1.99%) | $20,035 (+3.19%) Land $10,118 Building $9,917 | $133,562 (+3.19%) Land $67,450 Building $66,112 |
| 2024 | $2,366.00 (+0.47%) | $19,416 (-) Land $9,839 Building $9,577 | $129,434 (-) Land $65,590 Building $63,844 |
| 2023 | $2,355.00 (+2.3%) | $19,416 (-) Land $9,839 Building $9,577 | $129,434 (-) Land $65,590 Building $63,844 |
| 2022 | $2,302.00 | $19,416 Land $9,839 Building $9,577 | $129,434 Land $65,590 Building $63,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 21.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 243 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 243 in force |
| Nearby Flood Claims | 46 (2005–2021) |
| Claims Outside the SFHA | 1 of 46 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Singing River Connect Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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