16045 Fairfield Dr, Plainfield, IL 60586 Property Records

Will County property record for 16045 Fairfield Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,283 sqft · built 2003
Lot Size	0.28 acres (12,309 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Apr 2003)
Tax Bill	$11,299 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-22-101-039`

Property Details

APN / Parcel Number

Primary APN	`06-03-22-101-039`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,283 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Material	Shingle
Lot Area	12,309 sqft (0.28 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16045 FAIRFIELD DR
City	PLAINFIELD
State	IL
Zip	60586-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN FAIRFIELD COMMONS, A SUB OF PRT OF THE W1/2 NW1/4 OF SEC 22, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	22
Legal Subdivision	FAIRFIELD COMMONS
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1002
Census Tract	880421

Owner

16045 Fairfield Dr is owned and occupied by an individual who bought it in April 2003.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	16045 FAIRFIELD DR, PLAINFIELD, IL 60586-8747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2003 · Amount on File
Deed Sale	Apr 8, 2003 · Amount on File
Deed Document Number	200380271
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16045 FAIRFIELD DR, PLAINFIELD, IL 60586-8747
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084055
Date	Aug 2, 2021
Instrument	R2021084055

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jul 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	16045 FAIRFIELD DR, PLAINFIELD, IL 60586-8747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074644
Date	Oct 22, 2019
Instrument	R2019074644

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16045 Fairfield Dr was $11,299.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,299.00	$168,673 (+8.45%) Land $30,590 Building $138,083	$506,019 (+8.45%) Land $91,770 Building $414,249
2024		$155,531 Land $28,207 Building $127,324	$466,593 Land $84,621 Building $381,972
2022	$10,778.00 Homeowner's exemption	$138,779 Land $25,169 Building $113,610	$416,337 Land $75,507 Building $340,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16045 Fairfield Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16045 Fairfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

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