16043 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 16043 Stuart Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,482 sqft · built 2000
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Jul 2024)
Tax Bill	$991 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-14-2003-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-14-2003-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16043 STUART RD
City	CHESANING
State	MI
Zip	48616-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 250.06 FT OF N 300.94 FT OF W 1/2 OF NW 1/4 1.73 ACRES SEC 14 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	14
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4006
Census Tract	12700

Owner

Source: Saginaw County records · APN 13-09-3-14-2003-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7098 S FORDNEY RD, SAINT CHARLES, MI 48655-9763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2024 · Amount on Record
Deed Sale	Jul 02, 2024 · Amount on Record
Prior Sale	Jul 12, 2000 · Amount on Record
Deed Document Number	202415750
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	0000015750
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16043 STUART RD, CHESANING, MI 48616-9747
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16043 STUART RD, CHESANING, MI 48616-9747

Mortgage

Document Number	0000024240
Date	Sep 25, 2020
Instrument	2020024240

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Mar 01, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16043 STUART RD, CHESANING, MI 48616-9747
Document Number	0000004897
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16043 STUART RD CHESANING MI 486169747, CHESANING, MI 48616-9747

Mortgage

Document Number	0000004897
Date	Mar 06, 2018
Instrument	4897

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2048

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,200 (+32.22%)	$222,400 (+32.22%)
2025	$991.00 (-62.33%) Homeowner's exemption
2023		$84,100	$168,200
2022	$2,631.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 16 locations within half a mile of this property.

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