16042 Pharo Ct, Flint, TX 75762 Property Records

Smith County property record for 16042 Pharo Ct, Flint, TX 75762

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,446 sqft · built 2018
Lot Size	1.44 acres (62,944 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,224 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R117932`

Property Details

APN / Parcel Number

Primary APN	`R117932`
Alternative APN	`1-62550-0000-00-027000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,446 sqft Heated Area
1st Floor Area	2,446 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	62,944 sqft (1.44 acres)
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	333 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R117932
Street Address	16042 PHARO CT
City	FLINT
State	TX
Zip	75762-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE RIDGE ESTATES LOT 27
Legal Subdivision	PINE RIDGE ESTATES
Legal Lot Number	27
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1003
Census Tract	1913

Owner

Source: Smith County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16042 PHARO CT, FLINT, TX 75762-7030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Nov 14, 2018	Deed of Trust, Mortgage TEXAS BK
Nov 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TEXAS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016
Deed Sale	Apr 4, 2016
Prior Sale	May 1, 2015
Deed Document Number	WD 13661
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	16042 PHARO CT, FLINT, TX 75762-7030
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001025690
Date	Jun 25, 2021
Instrument	202101025690

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	16042 PHARO CT, FLINT, TX 75762-7030
Document Number	0000046794
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16042 PHARO CT FLINT TX 757627030, FLINT, TX 75762-7030

Mortgage

Document Number	0000046794
Date	Nov 16, 2018
Instrument	46794

Lender

Name	TEXAS BK
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SMITH TX
Recording Date	Nov 6, 2017
Property Address	16042 PHARO CT, FLINT, TX 75762-7030
Instrument Date	Nov 2, 2017
Instrument	45573
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PHARO COURT PINE RIDGE ESTS FLINT TX 75762, FLINT, TX 75762

Mortgage

Document Number	0000045573
Date	Nov 6, 2017
Instrument	45573

Lender

Name	TEXAS BK
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2018

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,224.00 (+5.38%) Homeowner's exemption	$599,082 (+3.12%) Land $126,204 Building $472,878	$599,082 (+3.12%) Land $126,204 Building $472,878
2024	$5,906.00 (+9.37%)
2023	$5,400.00 (-11.89%) Homeowner's exemption	$580,956 Land $29,524 Building $551,432	$580,956 Land $29,524 Building $551,432
2022	$6,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEAN WSC serves 5,907 people · EPA ID TX2120009
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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