St. Mary's County property record for 16042 Murray Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Feb 2026) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016318 |
| Primary APN | 01-016318 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,000 sqft (0.115 acres) |
|---|---|
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Boat Access | Boat Access |
| Account Number | 016318 |
|---|---|
| Street Address | 16042 MURRAY RD |
| City | RIDGE |
| State | MD |
| Zip | 20680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 5 BLOCK A FISH COMMISSION |
| Legal Subdivision | FISH COMMISSION |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8859 WATER STREET RD, WALKERSVILLE, MD 21793-8804 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 19, 2026 | Intrafamily Transfer, Transfer |
| Feb 19, 2026 | Deed, Transfer · Seller Carry-Back BEVERLY POLVINALE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2005 |
| Deed Book / Page | 6851 / 361 |
| Prior Transfer Date | Jan 13, 2026 |
| Prior Transfer Doc | 0068510355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 19, 2026 |
| Property Address | 16042 MURRAY RD, RIDGE, MD 20680 |
| Document Number | 0068510355 |
| Book / Page | 6851 / 355 |
| Map Reference | LB CBG 12 FO 190&191 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7211 SOLAR WALK, COLUMBIA, MD 21046-3402 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 19, 2026 |
| Property Address | 16042 MURRAY RD, RIDGE, MD 20680 |
| Document Number | 0068510361 |
| Book / Page | 6851 / 361 |
| Map Reference | LB CBG 12 FO 190&191 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78859 WATER STREET ROAD, WALKERSVILLE, MD 21793 |
| Document Number | 0006851366 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 6851/366 |
| Name | BEVERLY POLVINALE |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,700 (+8.54%) Land $50,000 Building $26,700 | $76,700 (-) Land $50,000 Building $26,700 | |
| 2025 | $742.00 (+22.85%) | $70,667 (+20.59%) | $76,700 (+30.89%) Land $50,000 Building $26,700 |
| 2023 | $604.00 | $58,600 Land $39,000 Building $19,600 | $58,600 Land $39,000 Building $19,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
4G LTE only, no 5G reported
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