San Diego County property record for 16040 Paragon Mesa Rd, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,762 sqft · built 2004 |
| Lot Size | 9.81 acres (427,759 sqft) |
| Owner | Company Name on Record |
| Last Sale | $117,500 (Jul 2000) |
| Tax Bill | $8,950 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 323-110-51-00 |
| Primary APN | 323-110-51-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,762 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 427,759 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 16040 PARAGON MESA RD |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-6912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM09920 |
| Legal Subdivision | PARCEL MAP 9920 |
| Legal Tract | 9920 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 17010 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16040 PARAGON MESA RD, POWAY, CA 92064-6912 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit MYPOINT CU SD |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 3, 2019 | Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2000 · Amount on Record |
| Deed Sale | Jul 27, 2000 · Amount on Record |
| Deed Document Number | 2000397940 |
| Prior Transfer Date | Oct 22, 1993 |
| Prior Transfer Doc | 0000741836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16040 PARAGON MESA RD, POWAY, CA 92064-6912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 16040 PARAGON MESA RD, POWAY, CA 92064-6912 |
| Document Number | 0000085805 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-0085805 |
| Name | MYPOINT CU SD |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate At Change | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16040 PARAGON MESA RD, POWAY, CA 92064-6912 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 16040 PARAGON MESA RD, POWAY, CA 92064-6912 |
| Document Number | 0000556116 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021-0556116 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | 1-Month LIBOR |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16040 PARAGON MESA RD, POWAY, CA 92064-6912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000441629 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 2019-0441629 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $843,131 (+2%) Land $221,815 Building $621,316 | |
| 2025 | $8,950.00 (+2.85%) Homeowner's exemption | $826,600 (+4.04%) Land $217,466 Building $609,134 |
| 2024 | $8,702.00 (+1.97%) | |
| 2023 | $8,534.00 (+2.08%) Homeowner's exemption | $794,504 Land $209,022 Building $585,482 |
| 2022 | $8,360.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.8% of the US · above 91% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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