1604 Whitlock Dr, Benton, AR 72015 Property Records

Saline County property record for 1604 Whitlock Dr, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,375 sqft · built 1966
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Sep 2023)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800-46585-000`

Property Details

APN / Parcel Number

Primary APN	`800-46585-000`
Alternative APN	`61321`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	432 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 WHITLOCK DR
City	BENTON
State	AR
Zip	72015-6040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2023-015762
Legal Range	15W
Legal Township	02S
Legal Section	12
Legal Subdivision	MELODY HILLS
Legal Lot Number	19
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	1
Census Block	1038
Census Tract	10105

Owner

Source: Saline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 WHITLOCK DR, BENTON, AR 72015-6040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC
Jul 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Nov 15, 1996
Deed Document Number	202315762
Prior Transfer Date	Jul 27, 2017
Prior Transfer Doc	0000013840
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 7, 2023
Property Address	1604 WHITLOCK DR, BENTON, AR 72015-6040
Document Number	0000015762
Instrument Date	Aug 24, 2023
Instrument	2023-015762
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8210 WINDSOR VALLEY DR, NORTH LITTLE ROCK, AR 72116-4934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 WHITLOCK DR, BENTON, AR 72015-6040

Mortgage

Document Number	0000015763
Date	Sep 7, 2023
Instrument	2023-015763

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000015764
Date	Sep 7, 2023
Instrument	2023-015764

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	ULM, AR 72170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2033

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Jul 31, 2017
Property Address	1604 WHITLOCK DR, BENTON, AR 72015-6040
Document Number	0000013840
Instrument Date	Jul 27, 2017
Instrument	13840
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	WEST LITTLE ROCK TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 WHITLOCK DR BENTON AR 720156040, BENTON, AR 72015-6040

Mortgage

Document Number	13841
Date	Jul 31, 2017
Instrument	13841

Lender

Name	BANK OF AR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+59.88%) Homeowner's exemption	$24,112 (-) Land $4,400 Building $19,712	$120,560 (-) Land $22,000 Building $98,560
2024	$835.00 (+5.43%)
2023	$792.00	$24,112 Land $4,400 Building $19,712	$120,560 Land $22,000 Building $98,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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