1604 W 40th St, Lorain, OH 44053 Property Records

Lorain County property record for 1604 W 40th St, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,412 sqft · built 1956
Lot Size0.23 acres (10,019 sqft)
OwnerOwner Name on File
Last Sale$48,000 (Aug 2008)
Tax Bill$2,013 (2025)
Flood ZoneZone X (minimal risk)
APN02-02-015-117-015

Property Details

APN / Parcel Number

Primary APN02-02-015-117-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,412 sqft Living Area
1st Floor Area798 sqft
2nd Floor Area614 sqft
Upper Floors Area614 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area162 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1604 W 40TH ST
CityLORAIN
StateOH
Zip44053-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionURBAN ALLOT 80 X 125 S/L 95
Legal SubdivisionURBAN SECOND ALLOTMENT
Legal Tract2
Legal Block117
Legal Lot Number95
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2018
Census Tract23400

Owner

The current owner of 1604 W 40th St bought it in August 2008.

Source: Lorain County records, as of March 20, 2026

Owner of RecordOwner Name on File
Mailing Address1604 W 40TH ST, LORAIN, OH 44053-2823
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2008 · Amount on File
Deed SaleAug 25, 2008 · Amount on File
Prior SaleMar 3, 2008 · Amount on File
Deed Document Number2008004109
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1604 W 40th St was $2,013.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00$50,130 (%) Land $9,980 Building $40,150$143,230 (-) Land $28,520 Building $114,710
2024$2,013.00 (+0.9%)$50,131 (+32.72%) Land $9,982 Building $40,149$143,230 (+32.72%) Land $28,520 Building $114,710
2023$1,995.00 (+0.86%)$37,773 (-0.02%) Land $9,888 Building $27,885$107,920 Land $28,250 Building $79,670
2022$1,978.00$37,780 Land $9,890 Building $27,890
2021$107,920 Land $28,250 Building $79,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 W 40th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1995–2005)
Most Recent ClaimSep 2005 · Hurricane Katrina Evacuation
Claims by Event
  • Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1604 W 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Breezeline.

Nearby Properties on W 40th St

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