Highlands County property record for 1604 Valencia Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,718 sqft · built 1977 |
| Lot Size | 0.658 acres (28,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Dec 2022) |
| Tax Bill | $5,126 (2024) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S194906024500290 |
| Primary APN | S194906024500290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 28,663 sqft (0.658 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Pool House | 377 sqft |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 763 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S194906024500290 |
|---|---|
| Street Address | 1604 VALENCIA AVE |
| City | SEBRING |
| State | FL |
| Zip | 33870-2362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SEBRING HEIGHTS SUB PB 2-PG 2 AN IRREG PORT OF LOTS 2 TO 5 + 30 TO 32 BLK 245 .66 ACRES |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 19 |
| Legal Subdivision | SEBRING HEIGHTS SUB |
| Legal Block | 245 |
| Legal Lot Number | 2-32 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 960700 |
1604 Valencia Ave is owned and occupied by two individuals who bought it in December 2022.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 1604 VALENCIA AVE, SEBRING, FL 33870-2362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Dec 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on File |
| Deed Sale | Dec 5, 2022 · Amount on File |
| Prior Sale | Jan 2, 2014 · Amount on File |
| Deed Document Number | 2126547 |
| Deed Book / Page | 2944 / 1978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1604 VALENCIA AVE, SEBRING, FL 33870-2362 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1604 VALENCIA AVE, SEBRING, FL 33870-2362 |
| Document Number | 0002074867 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 2880/89 |
| Instrument | 2074867 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.64% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.64% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 5, 2022 |
| Property Address | 1604 VALENCIA AVE, SEBRING, FL 33870-2362 |
| Document Number | 0002126547 |
| Book / Page | 2944 / 1978 |
| Map Reference | MB 2 PG 2 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2126547 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | FIRST TITLE SOURCE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 VALENCIA AVE, SEBRING, FL 33870-2362 |
| Name | Verified Name |
|---|---|
| Address | 1604 VALENCIA AVE, SEBRING, FL 33870-2362 |
| Document Number | 0029441980 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2944/1980 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 10% |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $123,515 | $256,555 Land $32,500 Building $224,055 | |
| 2024 | $5,126.00 (+8.74%) | ||
| 2023 | $4,714.00 (+236.71%) | $220,061 (+111.1%) Land $32,500 Building $187,561 | $220,061 (+28.22%) Land $32,500 Building $187,561 |
| 2022 | $1,400.00 Homeowner's exemption Senior Citizen's exemption | $104,244 | $171,633 Land $28,000 Building $143,633 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1604 Valencia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 Valencia Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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