1604 Trawler Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1604 Trawler Ln, Annapolis, MD 21409

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 4,845 sqft · built 2001
Lot Size	0.37 acres (16,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$889,000 (Sep 2026)
Tax Bill	$8,380 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-474-90101286`

Property Details

APN / Parcel Number

Primary APN	`03-474-90101286`
Alternative APNs	`3-474-90101286` `47490101286`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,845 sqft Gross Area
1st Floor Area	2,178 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	16,120 sqft (0.37 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	180 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	47490101286
Street Address	1604 TRAWLER LN
City	ANNAPOLIS
State	MD
Zip	21409-3718
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LT 22 ST MARGARETS LANDING
Legal Subdivision	ST MARGARETS LANDING
Legal Block	2
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	730902

Owner

Source: Anne Arundel County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 TRAWLER LN, ANNAPOLIS, MD 21409-3718
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Aug 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Oct 6, 2006
Deed Book / Page	42696 / 108
Prior Transfer Date	Sep 8, 2006
Prior Transfer Doc	0183450033
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 10, 2026
Property Address	1604 TRAWLER LN, ANNAPOLIS, MD 21409-3718
Document Number	4269000108
Book / Page	42696 / 108
Instrument Date	Jul 27, 2026
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 TRAWLER LN, ANNAPOLIS, MD 21409-3718

Mortgage

Document Number	4269000118,
Date	Sep 10, 2026
Book Page	42696/118

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1604 TRAWLER LN, ANNAPOLIS, MD 21409-3718
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373890443
Date	Aug 19, 2021
Book Page	37389/443

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,380.00 (+1,499.24%)	$778,933 (+8.7%)	$841,300 (-) Land $276,500 Building $564,800
2025	$524.00 (+4.38%) Homeowner's exemption	$716,567 (+11.99%)	$841,300 (+28.6%) Land $276,500 Building $564,800
2024	$502.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$639,833	$654,200 Land $261,300 Building $392,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (1987–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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