1604 Top Flight Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1604 Top Flight Dr, Indian Trail, NC 28079

Property Summary

Property Type	Other Improved
Details	built 2019
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,500 (Oct 2019)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-021-989`

Property Details

APN / Parcel Number

Primary APN	`07-021-989`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,407 sqft (0.193 acres)

Location & Zoning

Street Address	1604 TOP FLIGHT DR
City	INDIAN TRAIL
State	NC
Zip	28079-5809
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	SF-5 INDIA
Legal Description	#838 BONTERRA PH4 MAP3 OPCO222-227
Legal Subdivision	BONTERRA VILLAGE SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2058
Census Tract	20305

Owner

Source: Union County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 TOP FLIGHT DR, INDIAN TRAIL, NC 28079-5809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 18, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	201932097
Deed Book / Page	7493 / 85
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1604 TOP FLIGHT DR, INDIAN TRAIL, NC 28079-5809
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085041
Date	Jun 17, 2022
Book Page	8504/1
Instrument	21815

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1604 TOP FLIGHT DR, INDIAN TRAIL, NC 28079-5809
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008238428
Date	Sep 10, 2021
Book Page	8238/428
Instrument	43105

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Oct 18, 2019
Property Address	1604 TOP FLIGHT DR, INDIAN TRAIL, NC 28079-5809
Document Number	749385
Book / Page	007493 / 000085
Instrument Date	Oct 16, 2019
Instrument	32097
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 TOP FLIGHT DR INDIAN TRAIL NC 280795809, INDIAN TRAIL, NC 28079-5809

Mortgage

Document Number	749387
Date	Oct 18, 2019
Book Page	007493/000087
Instrument	32098

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (+37.13%) Additional exemption filed	$630,100 (+65.6%) Land $101,800 Building $528,300	$630,100 (+65.6%) Land $101,800 Building $528,300
2023	$2,804.00 Additional exemption filed	$380,500 Land $65,000 Building $315,500	$380,500 Land $65,000 Building $315,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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