1604 SW 5th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1604 SW 5th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 824 sqft · built 1958
Lot Size0.236 acres (10,280 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Jan 2017)
Tax Bill$591 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-28-37-35-0120-00170-0120

Property Details

APN / Parcel Number

Primary APN3-28-37-35-0120-00170-0120
Alternative APN
  • R32837350120001700120

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area824 sqft Living Area
Gross Area1,082 sqft
1st Floor Area824 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,280 sqft (0.236 acres)
Lot Dimensions108 ft deep x 100 ft wide
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1604 SW 5TH AVE
CityOKEECHOBEE
StateFL
Zip34974-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND PARK (PLAT BOOK 2 PAGE 28) LOTS 12 & 13 BLOCK 17 & W 15 FT OF SW 5TH AVE LYING ADJACENT TO SAID LOTS
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionWOODLAND PARK
Legal Block17
Legal Lot Number12,13
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5003
Census Tract910601

Owner

1604 SW 5th Ave is owned and occupied by two individuals who acquired it in September 2018.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address1604 SW 5TH AVE, OKEECHOBEE, FL 34974-3428
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Sep 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 30, 2017Warranty Deed, Transfer · VA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2017 · Amount on File
Deed SaleJan 30, 2017 · Amount on File
Prior SaleMay 17, 2013 · Amount on File
Deed Document Number2017896
Deed Book / Page785 / 911
Last Transfer DateSep 21, 2018
Transfer Doc0008131519
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1604 SW 5TH AVE, OKEECHOBEE, FL 34974-3428
Transaction TypeMortgage
Record UpdatedDec 9, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 SW 5TH AVE, OKEECHOBEE, FL 34974-3428

Mortgage

Document Number2021014216
DateNov 8, 2021
Instrument2021014216
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 21, 2018
Property Address1604 SW 5TH AVE, OKEECHOBEE, FL 34974-3428
Document Number0008131519
Book / Page000813 / 001519
Instrument DateSep 21, 2018
Instrument11618
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1604 SW 5TH AVE OKEECHOBEE FL 349743428, OKEECHOBEE, FL 34974-3428

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 30, 2017
Property Address1604 SW 5TH AVE, OKEECHOBEE, FL 34974-3428
Document Number0007850911
Book / Page0785 / 0911
Map ReferenceMB2 PG28
Instrument DateJan 27, 2017
Instrument2017000896
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1604 SW 5TH AVE, 1604, OKEECHOBEE, FL 34974-3428

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 SW 2ND AVE, OKEECHOBEE, FL 34974-6186

Mortgage

Document Number7850912
DateJan 30, 2017
Instrument0785/0912
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1604 SW 5th Ave was $591 with exemptions applied, up 3.9% from the year before.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$591.00 (+3.87%) Homeowner's exemption Veteran's exemption$101,740$154,568 Land $31,860 Building $122,708
2024$569.00 (+5.76%)
2023$538.00 (+12.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$95,993 (+5.07%)$143,819 (+24.21%) Land $21,240 Building $122,579
2022$479.00 Disabled Person's exemption Veteran's exemption$91,359$115,783 Land $15,930 Building $99,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 SW 5th Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 SW 5th Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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