1604 Sterling Dr, Celina, TX 75009 Property Records

Collin County property record for 1604 Sterling Dr, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,969 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$605,600 (Mar 2022)
Tax Bill	$22,169 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R-12021-00M-0280-1`

Property Details

APN / Parcel Number

Primary APN	`R-12021-00M-0280-1`
Alternative APNs	`000002809156` `2809156`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,969 sqft Living Area
Gross Area	4,949 sqft
1st Floor Area	2,640 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	763 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 STERLING DR
City	CELINA
State	TX
Zip	75009-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIGHT FARMS THE GRANGE NEIGHBORHOOD PHASE 5, BLK M, LOT 28; (SEE R-12021-00M-0280-W FOR MUD ONLY ACCOUNT)
Legal Subdivision	LIGHT FARMS THE GRANGE NEIGHBORHOOD PHAS
Legal Block	M
Legal Lot Number	28
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3004
Census Tract	30306

Owner

1604 Sterling Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Collin County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 STERLING DR, CELINA, TX 75009-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2020	Grant Deed, Construction Loan · Construction Mortgage UNITED TX BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	2022394730
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 10, 2022
Property Address	1604 STERLING DR, CELINA, TX 75009-1901
Document Number	0000394730
Map Reference	VOL 2020 PG 27
Instrument Date	Mar 10, 2022
Instrument	20220310000394730
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 DALLAS PKWY STE 460, 2400, PLANO, TX 75093-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 STERLING DR, CELINA, TX 75009-1901

Mortgage

Document Number	0000394740
Date	Mar 10, 2022
Instrument	20220310000394740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 18, 2020
Property Address	1604 STERLING DR, CELINA, TX 75009-1901
Document Number	0002282760
Instrument Date	Dec 11, 2020
Instrument	2282760
Transaction Type	Construction Loan
Record Updated	Jan 5, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2400 DALLAS PKWY #580 PLANO TX 750934381, 580, PLANO, TX 75093-4381
Investor	Possibly a Property Investor

Mortgage

Document Number	2282770
Date	Dec 18, 2020
Instrument	2282770

Lender

Name	UNITED TX BK
Type	Bank
Address	DALLAS, TX 75240

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Sterling Dr was $22,169 with a homeowner's exemption, up 77.7% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,169.00 (+77.74%) Homeowner's exemption	$1,032,900 Land $289,800 Building $745,951	$1,035,751 Land $289,800 Building $745,951
2024	$12,473.00
2023		$987,528 Land $236,250 Building $751,278	$987,528 Land $236,250 Building $751,278
2022	$8,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Sterling Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Sterling Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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