1604 State St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 1604 State St, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,192 sqft · built 1932
Lot Size0.157 acres (6,843 sqft)
OwnerIndividual Name on Record
Last Sale$161,800 (Dec 2017)
Tax Bill$4,106 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-0501-000

Property Details

APN / Parcel Number

Primary APN03-0501-000
Alternative APNs
  • 18221-2-270929-001-2015
  • 221030501000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
Basement Area2,086 sqft
Unfinished Basement2,086 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialStucco
Lot Area6,843 sqft (0.157 acres)
Lot Dimensions118 ft deep x 58 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address1604 STATE ST
CityEAU CLAIRE
StateWI
Zip54701-4076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOTS 1 & 2 EXC THE W 48 FT THEREOF BLK 1 EC PARK COS ADD
Legal Range09W
Legal Township27N
Legal Section29
Legal SubdivisionEC PARK COS ADD
Legal Block1
Legal Lot Number1-2
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group1
Census Block1014
Census Tract1700

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1604 STATE ST, EAU CLAIRE, WI 54701-4076
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Feb 20, 2024Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Jun 28, 2019Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Dec 19, 2017Warranty Deed, Transfer · Conventional with PMI
ROYAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleJun 3, 2016 · Amount on Record
Deed Document Number20171155270
Prior Transfer DateMay 2, 2017
Prior Transfer Doc0001145232
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1604 STATE ST, EAU CLAIRE, WI 54701-4076
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001223734
DateNov 23, 2021
Instrument1223734
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2041
Interest
Rate TypeFixed Rate

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1604 STATE ST, EAU CLAIRE, WI 54701-4076
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001252296
DateFeb 20, 2024
Instrument1252296
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 19, 2044

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1604 STATE ST, EAU CLAIRE, WI 54701-4076
Document Number0001176981
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 STATE ST EAU CLAIRE WI 547014076, EAU CLAIRE, WI 54701-4076

Mortgage

Document Number0001176981
DateJul 3, 2019
Instrument1176981
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 2, 2039
Interest
Rate TypeAdjustable Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateDec 19, 2017
Property Address1604 STATE ST, EAU CLAIRE, WI 54701-4076
Document Number0001155270
Instrument DateDec 15, 2017
Instrument1155270
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 STATE ST EAU CLAIRE WI 547014076, EAU CLAIRE, WI 54701-4076

Mortgage

Document Number1155271
DateDec 19, 2017
Instrument1155271
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,106.00$213,300 (-) Land $24,000 Building $189,300$279,000
2023$213,300 Land $24,000 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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