1604 Soto St, Seaside, CA 93955 Property Records

Monterey County property record for 1604 Soto St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1975
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$153,500 (Nov 1996)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-654-053-000`

Property Details

APN / Parcel Number

Primary APN	`012-654-053-000`
Alternative APN	`012-654-053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	012-654-053
Street Address	1604 SOTO ST
City	SEASIDE
State	CA
Zip	93955-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 NORTH 5 FT OF LOT 1 AND ALL OF LOTS 3 5 & 7 BLK 1
Legal Subdivision	CASA VERDE VILLAS
Legal Block	1
Legal Lot Number	1,3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3002
Census Tract	13800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 22693, CARMEL, CA 93922-0693
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 1996 · Amount on Record
Deed Sale	Nov 15, 1996 · Amount on Record
Deed Document Number	199669069
Deed Book / Page	3445 / 487
Prior Transfer Date	Oct 24, 1994
Prior Transfer Doc	0000083801
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 9, 2024
Property Address	1604 SOTO ST, SEASIDE, CA 93955-4520
Document Number	0000004645
Map Reference	MB 2 PG 12
Instrument Date	Jan 19, 2024
Instrument	2024004645
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1248 HAMILTON AVE, SAND CITY, CA 93955-5404

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1604 SOTO ST, SEASIDE, CA 93955-4520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22693, CARMEL, CA 93922-0693

Mortgage

Document Number	0000075497
Date	Dec 17, 2020
Instrument	2020075497

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1604 SOTO ST, SEASIDE, CA 93955-4520
Document Number	0000060175
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22693 CARMEL CA 939220693, CARMEL, CA 93922-0693

Mortgage

Document Number	0000060175
Date	Oct 26, 2017
Instrument	60175

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,470 (+2%) Land $99,660 Building $155,810
2025	$2,888.00 (+6.77%)	$250,461 (+4.04%) Land $97,706 Building $152,755
2023	$2,705.00 (+1.39%)	$240,737 Land $93,913 Building $146,824
2022	$2,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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