1604 Sombras Dr, Laredo, TX 78045 Property Records

Webb County property record for 1604 Sombras Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,598 sqft · built 2021
Lot Size	0.116 acres (5,066 sqft)
Owner	Individual Name on Record
Last Sale	$316,300 (Aug 2021)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-85005-110`

Property Details

APN / Parcel Number

Primary APN	`989-85005-110`
Alternative APN	`786138`

Interior

Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,066 sqft (0.116 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft

Location & Zoning

Street Address	1604 SOMBRAS DR
City	LAREDO
State	TX
Zip	78045-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SOL PHASE 2 BLK 5 LOT 11
Legal Subdivision	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SO
Legal Phase	2
Legal Block	5
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSOCIATION
Mar 13, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE FINANCIAL SERVICES LLC
Aug 31, 2021	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20211440663
Deed Book / Page	5102 / 55
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0001440663
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269

Mortgage

Document Number	005620/313
Date	Mar 21, 2024
Book Page	5620/313
Instrument	1524784

Lender

Name	IDAHO HOUSING & FINANCE ASSOCIATION
Type	Private Party
Address	565 W MYRTLE ST, BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 1, 2051

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269

Mortgage

Document Number	005797/494
Date	Mar 13, 2025
Book Page	5797/494
Instrument	1552076

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005102/74
Date	Aug 31, 2021
Book Page	5102/74
Instrument	1440665

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 31, 2021
Property Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269
Document Number	0005102/55
Book / Page	5102 / 55
Map Reference	VOL 37 PG 93-96
Instrument Date	Aug 30, 2021
Instrument	1440663
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 SOMBRAS DR, LAREDO, TX 78045-4269

Mortgage

Document Number	0001440664
Date	Aug 31, 2021
Instrument	1440664

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,290 (-0.57%) Land $78,928 Building $210,362	$289,290 (-0.57%) Land $78,928 Building $210,362
2025	$1,472.00 (-18.45%) Homeowner's exemption	$290,935 (+6.98%) Land $78,928 Building $212,007	$290,935 (+6.98%) Land $78,928 Building $212,007
2024	$1,805.00 (+6.99%)
2023		$271,942 Land $68,340 Building $203,602	$271,942 Land $68,340 Building $203,602
2022	$1,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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