Lorain County property record for 1604 Rosecrest Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,752 sqft · built 1978 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Mar 2022) |
| Tax Bill | $2,312 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-006-110-026 |
| Primary APN | 02-02-006-110-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1604 ROSECREST DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWOOD ESTATES SUB NO 4 75 X 140.06 |
| Legal Subdivision | EDGEWOOD ESTATES SUBDIVISION #4 |
| Legal Tract | 2 |
| Legal Block | 110 |
| Legal Lot Number | 103 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 24200 |
1604 Rosecrest Dr is owned and occupied by an individual who bought it in March 2022.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1604 ROSECREST DR, LORAIN, OH 44053-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC |
| Oct 10, 2019 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | Oct 10, 2019 · Amount on File |
| Deed Document Number | 2022001562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 22, 2022 |
| Property Address | 1604 ROSECREST DR, LORAIN, OH 44053-3052 |
| Document Number | 0000867683 |
| Map Reference | VOL 31 PG 11 |
| Instrument Date | Mar 21, 2020 |
| Instrument | 2022-0867683 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1604 ROSECREST DR, LORAIN, OH 44053-3052 |
| Document Number | 0000867684 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0867684 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 10, 2019 |
| Property Address | 1604 ROSECREST DR, LORAIN, OH 44053-3052 |
| Document Number | 0000733876 |
| Map Reference | VOL 31 PG 11 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 2019-0733876 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1604 ROSECREST DR, LORAIN, OH 44053-3052 |
| Document Number | 0000733877 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019-0733877 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 1604 Rosecrest Dr was $2,312.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,312.00 | $60,460 (+0.01%) Land $10,930 Building $49,530 | $172,730 (-) Land $31,230 Building $141,500 |
| 2024 | $2,312.00 (+3.96%) | $60,456 (+39.99%) Land $10,931 Building $49,525 | $172,730 (+39.99%) Land $31,230 Building $141,500 |
| 2023 | $2,224.00 (+0.91%) | $43,187 (-0.01%) Land $13,199 Building $29,988 | $123,390 Land $37,710 Building $85,680 |
| 2022 | $2,204.00 | $43,190 Land $13,200 Building $29,990 | |
| 2021 | $123,390 Land $37,710 Building $85,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1604 Rosecrest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 Rosecrest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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