Virginia Beach City property record for 1604 Ray Way, Virginia Beach, VA 23457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,112 sqft · built 1988 |
| Lot Size | 3.36 acres (146,634 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,900 (Oct 2014) |
| Tax Bill | $5,660 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| APN | 2319-43-3760 |
| Primary APN | 2319-43-3760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 146,634 sqft (3.36 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Deck Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 2319-43-3760 |
|---|---|
| Street Address | 1604 RAY WAY |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23457-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG1 |
| Legal Description | MORRIS NECK LOT A-1 3.375041 AC. BY PLAT |
| Legal Subdivision | MORRIS NECK |
| Legal Block | 2 |
| Legal Lot Number | A-1 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 46400 |
Source: Virginia Beach City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1604 RAY WAY, VIRGINIA BEACH, VA 23457-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2014 · Amount on Record |
| Deed Sale | Oct 8, 2014 · Amount on Record |
| Deed Book / Page | 201410080 / 952700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 1604 RAY WAY, VIRGINIA BEACH, VA 23457-1352 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007529 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 202103027529 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,660.00 (+6.93%) | $583,600 (+9.15%) Land $246,900 Building $336,700 | $583,600 (+9.15%) Land $246,900 Building $336,700 |
| 2023 | $5,293.00 | $534,700 Land $214,700 Building $320,000 | $534,700 Land $214,700 Building $320,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 47 (1979–2026) |
| Claims Outside the SFHA | 5 of 47 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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