1604 Raspberry Branch Ln, Montvale, VA 24122 Property Records

Bedford County property record for 1604 Raspberry Branch Ln, Montvale, VA 24122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2022)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105 4 4A`

Property Details

APN / Parcel Number

Primary APN	`105 4 4A`
Alternative APNs	`10516001` `469964`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Porch	Porch
Porch Area	336 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	469964
Street Address	1604 RASPBERRY BRANCH LN
City	MONTVALE
State	VA
Zip	24122-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RONALD K TESTERMAN PT TR 4
Legal Tract	4
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1025
Census Tract	30605

Owner

1604 Raspberry Branch Ln is owned and occupied by an individual who acquired it in November 2025.

Source: Bedford County records, as of December 2, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	1604 RASPBERRY BRANCH LN, MONTVALE, VA 24122-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Gift Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Document Number	0220011971
Last Transfer Date	Nov 7, 2025
Transfer Doc	0250009719
Record Updated	Jun 8, 2026

November 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 7, 2025
Property Address	1604 RASPBERRY BRANCH LN, MONTVALE, VA 24122-3401
Document Number	0250009719
Map Reference	MB 32 PG 223
Instrument Date	Nov 3, 2025
Instrument	250009719
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 RASPBERRY BRANCH LN, MONTVALE, VA 24122-3401

Mortgage

Document Number	0250009720
Date	Nov 7, 2025
Instrument	250009720

Lender

Name	CAPITAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 2, 2022
Property Address	1604 RASPBERRY BRANCH LN, MONTVALE, VA 24122-3401
Document Number	0220011971
Instrument Date	Oct 24, 2022
Instrument	220011971
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 RASPBERRY BRANCH LN, MONTVALE, VA 24122-3401

Mortgage

Document Number	0220011972
Date	Nov 2, 2022
Instrument	220011972

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Nov 2, 2022
Property Address	1604 RASPBERRY BRANCH LN, MONTVALE, VA 24122-3401
Document Number	0220011970
Instrument Date	Oct 7, 2022
Instrument	220011970
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5920 SADDLERIDGE RD, ROANOKE, VA 24018-4628

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Raspberry Branch Ln was $1,078 with an additional exemption.

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,078.00 Additional exemption filed	$263,100 Land $48,000 Building $215,100
2023	$1,078.00 Additional exemption filed	$131,550	$263,100 Land $48,000 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Raspberry Branch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Raspberry Branch Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raspberry Branch Ln

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