1604 Placer Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 1604 Placer Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,224 sqft · built 1960
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,500 (Aug 2016)
Tax Bill	$7,496 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`115-105-010-9`

Property Details

APN / Parcel Number

Primary APN	`115-105-010-9`
Alternative APN	`115-105-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	107 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1604 PLACER DR
City	CONCORD
State	CA
Zip	94521-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 2758 LOT 46
Legal Subdivision	HEATHSTONE
Legal Tract	2758
Legal Lot Number	46
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	5
Census Block	5009
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 PLACER DR, CONCORD, CA 94521-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2016 · Amount on Record
Deed Sale	Aug 4, 2016 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	2016155137
Prior Transfer Date	Jul 23, 2004
Prior Transfer Doc	0000302064
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1604 PLACER DR, CONCORD, CA 94521-1832
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 PLACER DR, CONCORD, CA 94521-1832

Mortgage

Document Number	0000001805
Date	Jan 5, 2021
Instrument	2021-001805

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1604 PLACER DR, CONCORD, CA 94521-1832
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 PLACER DR, CONCORD, CA 94521-1832

Mortgage

Document Number	0000056303
Date	Feb 24, 2021
Instrument	2021-056303

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1604 PLACER DR, CONCORD, CA 94521-1832
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 PLACER DR, CONCORD, CA 94521-1832

Mortgage

Document Number	0000310709
Date	Nov 8, 2021
Instrument	2021-310709

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	1.25%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	4.5%
Index	Other
Max Rate	17%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1604 PLACER DR, CONCORD, CA 94521-1832
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 PLACER DR, CONCORD, CA 94521-1832

Mortgage

Document Number	0000126121
Date	Aug 12, 2022
Instrument	2022-126121

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,252 (+2%) Land $438,830 Building $160,422
2025	$7,496.00 (+4.62%)	$587,503 (+4.04%) Land $430,226 Building $157,277
2023	$7,165.00 (+1.37%)	$564,692 Land $413,521 Building $151,171
2022	$7,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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