Hancock County property record for 1604 Payne Ave, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 775 sqft · built 1950 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Mar 2026) |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Jun 2008 Mortgage Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-261-11-012.000 |
| Primary APN | 1010-261-11-012.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 775 sqft Living Area |
| 1st Floor Area | 775 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 128 sqft |
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 364 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1604 PAYNE AVE |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORPE & ANDREW ADD LOT 9400 |
| Legal Subdivision | THORPE & ANDREW ADD |
| Legal Lot Number | 9400 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 1000 |
Source: Hancock County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 13, 2008 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed of Trust, Mortgage | |
| May 30, 2012 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HANCOCK FEDERAL CREDIT UNION |
| Jul 23, 2018 | Deed of Trust, Mortgage USX FEDERAL CU |
| Mar 12, 2026 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Deed of Trust, Mortgage | |
| Jul 23, 2018 | Deed of Trust, Mortgage USX FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 20261741 |
| Deed Book / Page | 2627 / 2311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 02341/2359 |
|---|---|
| Date | Jun 13, 2008 |
| Book Page | 2341/2359 |
| Instrument | 200800006448 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 02419/2023 |
|---|---|
| Date | May 30, 2012 |
| Book Page | 2419/2023 |
| Instrument | 201200005519 |
| Name | HANCOCK FEDERAL CREDIT UNION |
|---|---|
| Address | FINDLAY, OH 45840 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | May 25, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02542/0523 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 2542/0523 |
| Instrument | 201800005960 |
| Name | USX FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | CRANBERRY TOWNSHIP, PA 16066 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jul 3, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Mar 12, 2026 |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Document Number | 02627/2311 |
| Book / Page | 2627 / 2311 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202600001741 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Document Number | 202600001742 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 202600001742 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Dec 16, 2020 |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Document Number | 02576/3208 |
| Book / Page | 2576 / 3208 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 202000012821 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Document Number | 202000012822 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 202000012822 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1604 PAYNE AVE, FINDLAY, OH 45840-1554 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2542/0523 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 2542/0523 |
| Instrument | 201800005960 |
| Name | USX FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | CRANBERRY TOWNSHIP, PA 16066 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jul 3, 2025 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,255.00 (+22.08%) | $40,950 (+41.74%) Land $5,490 Building $35,460 | $117,010 (+41.78%) Land $15,690 Building $101,320 |
| 2023 | $1,028.00 Homeowner's exemption | $28,890 Land $3,870 Building $25,020 | |
| 2022 | $82,530 Land $11,050 Building $71,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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