San Diego County property record for 1604 Olmeda St, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,672 sqft · built 1974 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,595,000 (Jul 2025) |
| Tax Bill | $10,343 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-330-28-00 |
| Primary APN | 259-330-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,672 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 8,100 sqft (0.186 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1604 OLMEDA ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 26 TR 007013 |
| Legal Subdivision | EMERALD CLASSIC |
| Legal Tract | 007013 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17403 |
Source: San Diego County records · APN 259-330-28-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 20, 2026 | Intrafamily Transfer, Transfer |
| Feb 20, 2026 | Intrafamily Transfer, Transfer |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2016 · Amount on Record |
| Deed Document Number | 2025208051 |
| Prior Transfer Date | Jan 26, 2006 |
| Prior Transfer Doc | 0000297595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2026 |
| Property Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Document Number | 0000154542 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026154542 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Document Number | 0000154542, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026154542 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 20, 2026 |
| Property Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Document Number | 0000047343 |
| Map Reference | MAP 7013 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-0047343 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 20, 2026 |
| Property Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Document Number | 0000047342 |
| Map Reference | MAP 7013 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-0047342 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 OLMEDA ST, ENCINITAS, CA 92024-4831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000358393 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019-0358393 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,595,000 (+76.59%) Land $1,200,000 Building $395,000 | |
| 2025 | $10,343.00 (+7.08%) Homeowner's exemption | $903,229 (+4.04%) Land $549,792 Building $353,437 |
| 2023 | $9,659.00 (+2.38%) Homeowner's exemption | $868,157 Land $528,444 Building $339,713 |
| 2022 | $9,434.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, Cox Communications, Ting Fiber, Verizon.
Based on FCC filings for 715 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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