Larimer County property record for 1604 Oak Dr, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,576 sqft · built 1999 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Jul 2003) |
| Tax Bill | $3,536 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94141-98-002 |
| Primary APN | 94141-98-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Basement Area | 1,552 sqft |
| Finished Basement | 1,502 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1580307 |
|---|---|
| Old Parcel Number | 9414198002 |
| Street Address | 1604 OAK DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BLK 3, NORTH PARK SUB, 3RD FIL, BER |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Quarter | NE |
| Legal Subdivision | NORTH PARK |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 2700 |
1604 Oak Dr is owned and occupied by two individuals who bought it in July 2003.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 OAK DR, BERTHOUD, CO 80513-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE AREA MORTGAGE |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MEMBERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2003 · Amount on File |
| Deed Sale | Jul 8, 2003 · Amount on File |
| Prior Sale | Sep 17, 1999 · Amount on File |
| Deed Document Number | 2003-0084639 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1604 OAK DR, BERTHOUD, CO 80513-1027 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | CANTON TITLE, CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000083164 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 20210083164 |
| Name | LAKE AREA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1604 OAK DR, BERTHOUD, CO 80513-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021603 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 20170021603 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 25, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1604 OAK DR, BERTHOUD, CO 80513-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041386 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 20190041386 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2039 |
The 2025 property tax bill for 1604 Oak Dr was $3,536.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,536.00 | $34,944 Land $2,531 Building $32,413 | $559,100 Land $40,500 Building $518,600 |
| 2023 | $3,419.00 (+17.57%) | $40,556 (+33.75%) Land $2,714 Building $37,842 | $605,300 (+38.73%) Land $40,500 Building $564,800 |
| 2022 | $2,908.00 | $30,323 Land $2,815 Building $27,508 | $436,300 Land $40,500 Building $395,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1604 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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