Rockwall County property record for 1604 Montclair Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,292 sqft · built 1987 |
| Lot Size | 0.242 acres (10,528 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,000 (May 2015) |
| Tax Bill | $3,633 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 4576000J0002000R |
| Primary APN | 4576000J0002000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 3,039 sqft |
| 1st Floor Area | 2,292 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,528 sqft (0.242 acres) |
| Lot Dimensions | 117 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 427 sqft |
| Patio Area | 143 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1604 MONTCLAIR DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE PH 2B, BLOCK J, LOT 2 |
| Legal Subdivision | NORTHSHORE PH 2B |
| Legal Tract | 2 |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40101 |
1604 Montclair Dr is owned and occupied by two individuals who bought it in May 2015.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 MONTCLAIR DR, ROCKWALL, TX 75087-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2015 · Amount on File |
| Deed Sale | May 6, 2015 · Amount on File |
| Prior Sale | May 1, 2008 · Amount on File |
| Deed Document Number | 20156193 |
| Prior Transfer Date | Apr 30, 2015 |
| Prior Transfer Doc | 0000006193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1604 MONTCLAIR DR, ROCKWALL, TX 75087-3233 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026476 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 20210000026476 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 1604 Montclair Dr was $3,633 with exemptions applied, down 26.2% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,936 (+1%) | $524,844 (-4.82%) Land $202,000 Building $322,844 | |
| 2025 | $3,633.00 (-26.17%) Homeowner's exemption Senior Citizen's exemption | $443,578 | $551,434 Land $224,000 Building $327,434 |
| 2024 | $4,921.00 (+4.28%) | ||
| 2023 | $4,719.00 Homeowner's exemption | $491,143 Land $200,000 Building $291,143 | $491,143 Land $200,000 Building $291,143 |
| 2021 | $5,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1604 Montclair Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: Hotwire Communications, Nextlink, Verizon.
5G (outdoors only) and 4G LTE
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