1604 Midway Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 1604 Midway Rd, Cheraw, SC 29520

Property Summary

Property Type	Rural Home
Details	2 ba · 1,392 sqft · built 2007
Lot Size	10.7 acres (467,399 sqft)
Owner	Individual Name on File
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242 000 000 292`

Property Details

APN / Parcel Number

Primary APN	`242 000 000 292`
Alternative APNs	`00031526` `00036625` `36625`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,392 sqft Total Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	467,399 sqft (10.7 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	00031526
Street Address	1604 MIDWAY RD
City	CHERAW
State	SC
Zip	29520-5140
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10.73 AC
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2016
Census Tract	950501

Owner

1604 Midway Rd, a rural home, is owned and occupied by an individual who acquired it in June 2026.

Source: Chesterfield County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1604 MIDWAY RD, CHERAW, SC 29520-5140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage JMAC LENDING
Jun 29, 2026	Deed, Transfer · FHA Mortgage JMAC LENDING
May 22, 2008	Deed of Trust, Mortgage · ARM FOUNDERS FCU
Oct 24, 2006	Deed of Trust, Mortgage · Construction Mortgage SENTRY BANK & TRUST
Jan 14, 2022	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026
Deed Sale	Jun 29, 2026
Prior Sale	Jan 14, 2022 · Amount on File
Deed Document Number	20262704
Deed Book / Page	585 / 934
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 29, 2026
Property Address	1604 MIDWAY RD, CHERAW, SC 29520-5140
Document Number	0000002705
Book / Page	573 / 1062
Instrument Date	Jun 23, 2026
Instrument	20262705
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MIDWAY RD, CHERAW, SC 29520-5140

Mortgage

Document Number	0000002705,
Date	Jun 29, 2026
Book Page	573/1062
Instrument	20262705

Lender

Name	JMAC LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 29, 2026
Property Address	1604 MIDWAY RD, CHERAW, SC 29520-5140
Document Number	0000002704
Book / Page	585 / 934
Instrument Date	Jun 19, 2026
Instrument	20262704
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 MIDWAY RD, CHERAW, SC 29520-5140

Mortgage

Document Number	0000002705,
Date	Jun 29, 2026
Instrument	20262705

Lender

Name	JMAC LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	1604 MIDWAY RD, CHERAW, SC 29520-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00432/0119
Date	May 22, 2008
Book Page	432/0119
Instrument	200800002215

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 19, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 19, 2013
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	10-Year TN
Max Rate	11%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	1604 MIDWAY RD, CHERAW, SC 29520-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00413/1400
Date	Oct 24, 2006
Book Page	413/1400
Instrument	200600005284

Lender

Name	SENTRY BANK & TRUST
Address	CHERAW, SC 29520

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	367 Months
Due	May 1, 2037

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jan 14, 2022
Property Address	1604 MIDWAY RD, CHERAW, SC 29520-5140
Document Number	00543/1039
Book / Page	543 / 1039
Map Reference	MB C PG 211
Instrument Date	Jan 14, 2022
Instrument	202200000195
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 MIDWAY ROAD, CHESTERFIELD, SC 29709

Mortgage

Document Number	202200000196
Date	Jan 14, 2022
Instrument	202200000196

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Midway Rd was $1,100.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,100.00	$7,830 Land $270 Building $7,560
2024			$204,400 (-) Land $34,100 Building $170,300
2023	$940.00	$7,060 Land $250 Building $6,810	$204,400 Land $34,100 Building $170,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1604 Midway Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Midway Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000

May also be available: Sandhill Telephone Cooperative.

Cell Coverage

4G LTE only, no 5G reported

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