1604 Meadow Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 1604 Meadow Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,193 sqft · built 1996
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,680 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026-056-008-000`

Property Details

APN / Parcel Number

Primary APN	`026-056-008-000`
Alternative APN	`026056008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,193 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modern
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	1604 MEADOW DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS SUB 12 LOT 54
Legal Subdivision	BLUE LAKE SPRINGS SUB
Legal Lot Number	54
Legal Unit	12
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1024
Census Tract	506

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 3171, ARNOLD, CA 95223-3171
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2020
Transfer Doc	0000004065
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Recording Date	Jul 14, 2026
Property Address	1604 MEADOW DR, ARNOLD, CA 95223
Document Number	0000006014
Instrument Date	Jul 10, 2026
Instrument	20266014
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000006014,
Date	Jul 14, 2026
Instrument	20266014

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1604 MEADOW DR, ARNOLD, CA 95223
Document Number	0000006167
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1604 MEADOW DR ARNOLD CA 95223, ARNOLD, CA 95223

Mortgage

Document Number	0000006167
Date	May 31, 2018
Instrument	6167

Lender

Name	HERITAGE BK/COMMERCE
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,491 (+2%) Land $107,574 Building $474,917
2025	$6,680.00 (+2.8%)	$571,070 (+4.04%) Land $105,465 Building $465,605
2023	$6,498.00 (+4.03%)	$548,897 Land $101,371 Building $447,526
2022	$6,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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