Osceola County property record for 1604 Leatherback Ln, Saint Cloud, FL 34771 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,899 sqft · built 2017 |
| Lot Size | 0.144 acres (6,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Dec 2025) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-25-31-0840-0001-0710 |
| Primary APN | 31-25-31-0840-0001-0710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,899 sqft Living Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 1,219 sqft |
| Upper Floors Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,272 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 378 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1604 LEATHERBACK LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 71 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 710 |
| Legal Lot Number | 71 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-0710
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 02, 2021 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Apr 08, 2021 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Dec 29, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 01, 2018 | Special Warranty Deed, Subdivision Related Transfer SHI TITLE OF FLROIDA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2018 · Amount on Record |
| Deed Document Number | 2025157799 |
| Deed Book / Page | 6899 / 1961 |
| Prior Transfer Date | Dec 16, 2025 |
| Prior Transfer Doc | 0068991961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Document Number | 0060982804 |
|---|---|
| Date | Dec 02, 2021 |
| Book Page | 6098/2804 |
| Instrument | 2021186064 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Document Number | 0059302193 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 5930/2193 |
| Instrument | 2021052694 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 29, 2025 |
| Property Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Document Number | 0068991961 |
| Book / Page | 6899 / 1961 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025157799 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2026 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Document Number | 0068991963 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 6899/1963 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2018 |
| Property Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
| Document Number | 0052932748 |
| Book / Page | 5293 / 2748 |
| Map Reference | MB19 PG22-25 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2018034904 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | SHI TITLE OF FLROIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,222.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 1604 LEATHERBACK LN, SAINT CLOUD, FL 34771-7521 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Veteran's exemption | $306,638 (+5.99%) | $428,800 (-2.48%) Land $75,000 Building $353,800 |
| 2024 | $4.00 | ||
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,318 (+3%) | $439,700 (+14.48%) Land $65,000 Building $374,700 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $280,892 | $384,100 Land $60,000 Building $324,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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