Pinellas County property record for 1604 Jacob Ct, Clearwater, FL 33756
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 1,653 sqft · built 2003 |
| Lot Size | 0.104 acres (4,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2020) |
| Tax Bill | $4,450 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-779-9355-8 |
| Primary APN | C62-000-779-9355-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,653 sqft Living Area |
| 1st Floor Area | 1,653 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 4,509 sqft (0.104 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Account Number | R412650 |
|---|---|
| Street Address | 1604 JACOB CT |
| City | CLEARWATER |
| State | FL |
| Zip | 33756-4568 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | SUN KETCH TOWNHOMES AT LAKE AVENUE LOT 13 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | SUN KETCH TOWNHOMES AT |
| Legal Tract | 86592 |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 26501 |
1604 Jacob Ct, a planned unit development, is owned and occupied by two individuals who bought it in January 2020.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1604 JACOB CT, CLEARWATER, FL 33756-4568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 29, 2017 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on File |
| Deed Sale | Jan 3, 2020 · Amount on File |
| Prior Sale | Mar 29, 2017 · Amount on File |
| Deed Document Number | 20202607 |
| Deed Book / Page | 20832 / 1884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1604 JACOB CT, CLEARWATER, FL 33756-4568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1604 JACOB CT, CLEARWATER, FL 33756-4568 |
| Document Number | 0219921303 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 21992/1303 |
| Instrument | 2022095536 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 1604 JACOB CT, CLEARWATER, FL 33756-4568 |
| Document Number | 0208321884 |
| Book / Page | 20832 / 1884 |
| Map Reference | MB 125 PG 47&48 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2020002607 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7616 W COURTNEY CAMPBELL CSWY UNIT 238, 7616, TAMPA, FL 33607-1537 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1604 JACOB CT, CLEARWATER, FL 33756-4568 |
| Document Number | 0208321886 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 20832/1886 |
| Instrument | 2020002608 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 29, 2017 |
| Property Address | 1604 JACOB CT, CLEARWATER, FL 33756-4568 |
| Document Number | 0195701880 |
| Book / Page | 019570 / 001880 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 97332 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | AWS TITLE SERVICES LLC, AWS TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1604 JACOB CT CLEARWATER FL 337564568, CLEARWATER, FL 33756-4568 |
| Document Number | 195701882 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 019570/001882 |
| Instrument | 97333 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 28, 2037 |
The 2025 property tax bill for 1604 Jacob Ct was $4,450 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,450.00 Homeowner's exemption | $272,336 | $393,520 Building $393,520 |
| 2023 | $4,137.00 (+2.99%) Homeowner's exemption | $256,952 (+3%) | $295,793 (+6.49%) Building $295,793 |
| 2022 | $4,017.00 Homeowner's exemption | $249,468 | $277,779 Building $277,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1604 Jacob Ct in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 35 (2017–2024) |
| Claims Outside the SFHA | 2 of 35 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1604 Jacob Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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