1604 Hurst Castle Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1604 Hurst Castle Rd, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Lot Size	0.349 acres (15,202 sqft)
Owner	Trust Name on File
Last Sale	$357,587 (Dec 2020)
Tax Bill	$5,874 (2026)
Deeds & Mortgages	Jul 2022 Sale Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-47188-0646`

Property Details

APN / Parcel Number

Primary APN	`82-47188-0646`

Exterior

Lot Area	15,202 sqft (0.349 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1604 HURST CASTLE RD
City	SAINT CLOUD
State	MN
Zip	56303-0004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 001 GROVE & MEADOWS PLAT 2 SECTION 05 TOWNSHIP 124 RANGE 28 SECTION 05 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	05
Legal Subdivision	GROVE MEADOWS PLAT 2
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	1003

Owner

1604 Hurst Castle Rd is owner-occupied and held in a trust since December 2020.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer
Dec 16, 2020	Warranty Deed, Subdivision Related Transfer MISC COMPANY
Dec 16, 2020	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	20201588894
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 13, 2022
Property Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Document Number	00A1636565
Instrument Date	Mar 15, 2022
Instrument	A1636565
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 16, 2020
Property Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Document Number	00A1588894
Instrument Date	Sep 18, 2020
Instrument	A1588894
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 16, 2020
Property Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Document Number	00A1588893
Instrument Date	Sep 17, 2020
Instrument	A1588893
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 HURST CASTLE RD, SAINT CLOUD, MN 56303-0004
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1604 Hurst Castle Rd was $5,874 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,874.00
2025		$405,000 Land $90,000 Building $315,000	$405,000 Land $90,000 Building $315,000
2023	$4,806.00	$390,000 Land $70,000 Building $320,000	$390,000 Land $70,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Hurst Castle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Hurst Castle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20

May also be available: Verizon, Xtratyme Technologies.

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