1604 Hillside Ln, McHenry, IL 60051 Property Records

McHenry County property record for 1604 Hillside Ln, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,678 sqft · built 2018
Lot Size	0.248 acres (10,804 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2020)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-254-013`

Property Details

APN / Parcel Number

Primary APN	`09-25-254-013`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,678 sqft Living Area
Basement Area	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Lot Area	10,804 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	144 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 HILLSIDE LN
City	MCHENRY
State	IL
Zip	60051-3656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0036810 LT 2 LINCOLN HILLS SUB
Legal Subdivision	LINCOLN HILLS
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2056
Census Tract	870702

Owner

1604 Hillside Ln is owned and occupied by an individual who bought it in September 2020.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1604 HILLSIDE LN, MCHENRY, IL 60051-3656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Apr 20, 2018	Deed of Trust, Mortgage · ARM AMERISAVE MORTGAGE CORP
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BLACKHAWK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Apr 25, 2011 · Amount on File
Deed Document Number	2020R0036810
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1604 HILLSIDE LN, MCHENRY, IL 60051-3656
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032255
Date	Dec 22, 2023
Instrument	2023R0032255

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate
Rate	11.3%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1604 HILLSIDE LN, MCHENRY, IL 60051-3656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012548
Date	Apr 20, 2018
Instrument	2018R0012548

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 14, 2020
Property Address	1604 HILLSIDE LN, MCHENRY, IL 60051-3656
Document Number	0000036810
Map Reference	DOC 2005R0095649
Instrument Date	Sep 3, 2020
Instrument	2020R0036810
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CAMBRIDGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1604 HILLSIDE LN, MCHENRY, IL 60051-3656

Mortgage

Document Number	0000036811
Date	Sep 14, 2020
Instrument	2020R0036811

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 27, 2017
Property Address	1604 HILLSIDE LN, MCHENRY, IL 60051-3656
Instrument Date	Apr 26, 2017
Instrument	14973
Transaction Type	Construction Loan
Record Updated	Jun 12, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 HILLSIDE LN MCHENRY IL 600513656, MCHENRY, IL 60051-3656

Mortgage

Document Number	0000014973
Date	Apr 27, 2017
Instrument	14973

Lender

Name	BLACKHAWK BK
Type	Bank
Address	MACHESNEY PARK, IL 61115

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption	$97,406 Land $18,902 Building $78,504	$292,218 Land $56,706 Building $235,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1604 Hillside Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Hillside Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-EASTWOOD MANOR private · serves 728 people · EPA ID IL1115250
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Hillside Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures