San Diego County property record for 1604 Gustavo St, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,736 sqft · built 1975 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,500 (Sep 1998) |
| Tax Bill | $9,345 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-090-48-00 |
| Primary APN | 514-090-48-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,736 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1604 GUSTAVO ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | LOT 1 (EX ST OP)W 15 FT&NLY 168.50 FT OF PAR 7 PER ROS 4043 IN TR 000830 |
| Legal Subdivision | GORDON AMD SUB |
| Legal Tract | 000830 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15405 |
1604 Gustavo St is owned and occupied by an individual who acquired it in November 2005.
Source: San Diego County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ETHOS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 1998 · Amount on File |
| Deed Sale | Sep 16, 1998 · Amount on File |
| Deed Document Number | 1998590133 |
| Last Transfer Date | Nov 15, 2005 |
| Transfer Doc | 0001001828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Document Number | 0000013959 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-0013959 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Document Number | 0000377254 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-0377254 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jun 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000211043 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019-0211043 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000574565 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019-0574565 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000413358 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-0413358 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 GUSTAVO ST, EL CAJON, CA 92019-3405 |
| Document Number | 0000140895 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1604 GUSTAVO ST EL CAJON CA 920193405, EL CAJON, CA 92019-3405 |
| Document Number | 0000140895 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 140895 |
| Name | ETHOS LNDG |
|---|---|
| Address | PITTSBURGH, PA 15212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 9, 2033 |
The 2025 property tax bill for 1604 Gustavo St was $9,345 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $720,889 (+2%) Land $113,427 Building $607,462 | |
| 2025 | $9,345.00 Homeowner's exemption | $706,754 Land $111,203 Building $595,551 |
| 2023 | $10,007.00 (+8.36%) Homeowner's exemption | $679,312 Land $106,886 Building $572,426 |
| 2022 | $9,235.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1604 Gustavo St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1604 Gustavo St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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